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As the first layer of water protection for your roof deck and the building materials below, underlayment is designed to prevent water damage, so it’s okay if it gets wet. However, you shouldn’t rely solely on underlayment for protection. If rain interrupts your roof project and you have all of the underlayment down, you’ll likely be fine, but you should install shingles over that layer as soon as possible, as long-term exposure can lead to water damage.

Most people consider a French drain to be one of the most effective solutions for foundation leaks, but it’s not always a standalone solution. French drains will help keep water away from your foundation to reduce the risk of leaking and structural damage from soil expansion, but depending on your foundation type and location, you might need other systems or techniques—like soil gradation and gutter and leader installation—to resolve the underlying problem.

Standard homeowners insurance policies may cover basement water damage or flooding, but only if it is caused by a sudden and accidental event that is a covered peril, such as a burst pipe or a failing appliance. Damage caused by natural flooding from extreme weather, groundwater seepage, or heavy rain is typically excluded and requires a separate flood insurance policy. Some insurers also offer an optional water backup endorsement for issues like sewer backups. Review your policy or speak with your agent to understand your specific coverage.

Yes, cleaning a crawl space is worth the cost. Although it's an out-of-sight area, neglecting it can lead to significant problems like pest infestations (including termites and carpenter ants), mold, and fungal growth, which can cause structural damage. Regular cleaning helps prevent these issues. While hiring a contractor has ongoing costs, the price for cleaning—typically between $0.50 and $4 per square foot—is much lower than the cost to remediate a pest or mold problem. Additionally, a clean crawl space can lead to improved indoor air quality and more comfortable temperatures in your home.