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External pressure on the basement wall can cause it to bow inward. Soil, heavy with water saturation, is commonly the main culprit. The soil exerts immense pressure on the wall, causing it to fail, at least partially. This is known as hydrostatic pressure—these situations can occur after rainfall or simply due to regular groundwater presence and may be temporary or more permanent.  

Crawl spaces are the more desirable option overall because they provide additional space for storage and utilities, but they are more expensive to install and maintain. Slab foundations are considered a better option in warmer climates where the depth of the frost line isn’t an issue because they’re more affordable, but crawl spaces are better in areas where the frost line is deep or where flooding can be an issue.

Standard homeowners insurance policies may cover basement water damage or flooding, but only if it is caused by a sudden and accidental event that is a covered peril, such as a burst pipe or a failing appliance. Damage caused by natural flooding from extreme weather, groundwater seepage, or heavy rain is typically excluded and requires a separate flood insurance policy. Some insurers also offer an optional water backup endorsement for issues like sewer backups. Review your policy or speak with your agent to understand your specific coverage.

Yes, it is possible to over-dehumidify a house by removing too much moisture from the air. This can create an overly dry environment that negatively affects those with respiratory or skin issues, and may cause your skin, hair, and sinuses to feel dry. However, this is unlikely to happen with most modern dehumidifiers, as they are equipped with moisture sensors and adjustable settings. These features allow the unit to pause automatically when the desired humidity level is reached, preventing the air from becoming uncomfortably dry. In contrast, older or more basic dehumidifiers left running for too long could potentially over-dry the air. To avoid this, aim for a balance between removing excess moisture and maintaining a comfortable environment. You can often monitor your home's humidity levels using a modern thermostat for guidance.