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How to light a gas fireplace depends on the particular model of gas fireplace you have in your home. In most cases, you can light gas fireplaces using a control panel, remote, key, or switch. You should reference your fireplace’s manual to see how your unit operates.

A chimney requires both a cover and a cap, but these parts often get confused with one another. A chimney cover seals the top of the chimney around the flue pipe to prevent water from entering the chimney. A chimney cap is a piece that sits above the flue to prevent animals, debris, and water from entering the flue.

The short answer is yes, as hearths need to extend a certain distance out from the fire. This is usually around at least a foot in front but is often more, closer to two feet even. There is another distance to consider, which is the distance beyond the opening of the fireplace. Each municipality will have different code requirements. 

Homeowners insurance may cover chimney leaks, repairs, or replacement, but coverage depends on the cause of the damage. If the chimney is damaged by a sudden, covered peril like a lightning strike, storm, hail, fallen tree, or an unexpected fire, your policy is likely to cover the costs. However, insurance generally does not cover damage resulting from normal wear and tear, old age, or a lack of proper maintenance, such as failing to perform regular cleanings and inspections. If a fire or other damage is caused by a known issue you didn't address, the claim may be denied. Additionally, some policies may have specific exclusions for events like high winds or earthquakes.