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Chimney Repair questions, answered by experts

Metal shake roofs can last 50 to 75 years or more when properly maintained, compared to 20 to 40 years for a traditional asphalt shingle roof. Be sure to promptly repair damage and keep up with gutter maintenance to help extend the life of your metal roof.

Homeowners insurance may cover the cost to tarp a roof if the type of damage falls within your coverage. For example, roof damage caused by a natural disaster may fall within your plan, and the cost of a temporary tarp may be incorporated. In general, however, simply tarping your roof for renovations will often not fall under insurance coverage.

Copper roofs last an average of around 100 years, making it one of the longest-lasting types of roofs. It’s significantly more expensive than an asphalt shingle roof, but it also lasts three to four times as long, providing great value for the money. You can extend the life of your copper roof by carrying out routine maintenance, like scheduling annual cleaning and roof inspections.

The placement of snow guards depends on the individual roof, but typically snow guards are placed between 12 and 18 inches from the eaves, though they can be placed as close as six inches and as far as 24 inches from the eaves. A roofing professional can assess the roof and potential snow loads to determine the best placement.

The actual construction time required to repair your roof may only be a few hours, but it could also be a couple of days for extensive repairs or a large roof. But you may find yourself having to wait weeks for the insurance claim to go through, including having the adjuster visit your home and make their report. After your claim has been approved, there may be a wait time for roofing materials or to find time on a contractor's schedule.

The Kadoka, SD homeowners’ guide to chimney repairs

From average costs to expert advice, get all the answers you need to get your job done.