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Provide utility bills and clear access to all areas of the home, including the attic and basement.

Yes, a dirty air filter can cause a higher electric bill. That’s because clogged filters make it harder for air to flow through your HVAC system, which forces it to work harder and use more energy. According to the U.S. Department of Energy, replacing dirty filters can save you between 5% and 15% in utility costs.

There are several signs that your house might have poor ventilation, including lingering odors, condensation on your windows, or mold and mildew. Your home may also feel stale and stuffy, or you might have trouble maintaining a comfortable temperature in your home. On top of that, you might develop allergy symptoms, such as sneezing, coughing, or headaches.

There are several strategic ways to lower your home insurance premium. The primary one is to shop around and get quotes every few years to make sure you’re getting the best deal. Also, sometimes bundling your auto and homeowner’s insurance will get you a discount on both. Finally, try to keep your credit score up; many homeowner insurance companies use credit scores to generate quotes.