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Yes, a dirty air filter can cause a higher electric bill. That’s because clogged filters make it harder for air to flow through your HVAC system, which forces it to work harder and use more energy. According to the U.S. Department of Energy, replacing dirty filters can save you between 5% and 15% in utility costs.

A good SEER rating for an HVAC system is typically between 15 and 20. However, minimum requirements vary by location; HVAC systems in northern states must have at least a 14 SEER rating, while those in southern states need a minimum of 15. For the highest possible efficiency, look for units with a SEER rating of 21 or higher. It's important to remember that a SEER rating represents the maximum efficiency a unit can achieve, not the level at which it will operate at all times.

Typically, a local home energy auditor is responsible for performing energy audits. A home energy auditor will conduct one of three energy audits designed by the American Society of Heating, Refrigerating, and Air-Conditioning Engineers (ASHRAE) to determine the energy efficiency of your home. The auditor often provides analysis that can help guide changes and improvements to your home for better energy efficiency, giving recommendations as necessary.

Window AC units use a fair amount of electricity, but significantly less than central AC systems. Because they are more energy-efficient for cooling individual rooms or small spaces, their usage is comparatively low. On average, a window AC unit consumes between 500 and 1,400 watts, while a central AC system uses over 3,500 watts—meaning a window unit uses about one-third of the energy. This typically translates to a monthly running cost of $15 to $40, although this can vary depending on external factors.