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You should check with your insurance provider, but generally, ice dam removal is not covered by insurance, as it’s considered a preventable issue. However, damage from ice dams may be covered by your policy, including roof collapses. In the case of leaks, your belongings may or may not be covered. If you can’t find specific information on ice dam removal in your policy, give the insurance company a call and find out.

If not removed, ice dams can damage your gutters, roof, and home’s interior. The weight of these heavy ice formations can break gutters and downspouts. Water intrusion can happen underneath ice dams when there’s no way for melting snow to drain off the roof, and roof sheathing, walls, ceilings, and attic spaces can suffer water damage.

The process to winterize your landscaping depends on the plants you have, but generally speaking, you should rake your lawn to avoid leaves from smothering your grass and leading to mold and fungi growth, wrap young trees to protect from fluctuating temperatures, and fertilize your lawn to provide some nutrients for the grass through the colder temperatures. You can also consider marking off small trees and shrubs to avoid accidentally damaging them with snow removal tools.

How much snow can a roof hold? The answer could help you to avoid roof collapse—a worst-case scenario, of course. For most roofs, you can expect it to withstand four feet of fresh snow, two feet of packed snow, or two to three feet of a mix of old and new snow. However, your roof will only be able to handle one inch of ice. The actual weight capacity of your roof may vary, so check with whoever built it for exact details.