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It is usually possible to install insulation yourself, but it’s often better to hire an insulation professional. An experienced insulation pro can determine which type of insulation is best for your space and the R-value get the most value and comfort in your home. Certain types of insulation can cause skin, eye, and lung irritation, and a professional will have the equipment necessary to keep themselves safe and limit the effect on your indoor air quality after the installation. Certain types of insulation—like blown-in and loose-fill insulation—demand a professional for proper functionality and safe installation.

Structural insulated panels and rigid foam boards have the highest R-value of any insulation that contractors commonly use, with R-values reaching up to around 8.0. These types of insulation are best in extremely cold climates, but they’re generally preferred for new construction, as they can be challenging to retrofit. Blown-in and loose fill insulation provide the next best insulative value, provided the installation is done properly. It’s important to choose an insulation type that meets your needs based on climate, as maximizing R-value may not always be financially worthwhile if you live in a moderate climate.

Doubling the insulation in your home also doubles the R-value of said insulation. In other words, by adding more insulation, you can reduce the heat loss by half. Most homes benefit from increasing insulation. Older homes, in particular tend to have less insulation as is, so doubling your insulation could drastically reduce your energy bills, keep your home more comfortable, and take the strain off your HVAC system.

The primary reason that insulation saves you money over time is that it reduces your energy bills by making your home more energy efficient. A crucial part of an insulation system is a properly installed vapor barrier. Local building codes dictate whether your insulation requires a vapor barrier based on the type installed. While some high-quality wool insulation may not technically need a vapor barrier, most municipalities still require one to meet code.