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A geothermal heat pump system will take about 10 years to pay for itself, and it has a life span of anywhere from about 25 to 50 years. Installing a geothermal heat pump will cost about $14,250 upfront, but it can reduce your energy bills by around 65% when compared to a conventional HVAC system.

You can expect a geothermal system to last for years. According to the Department of Energy, the underground infrastructure for the heat pumps lasts about 25 to 50 years, which includes the pipes buried in the soil. The actual heat pump itself has a life span of around 25 years.

There are three main types of heat pumps. An air-source heat pump system is the most common and has two parts—an indoor air handler unit and an outdoor heat pump unit. A ductless heat pump system functions similarly to an air-source heat pump system but doesn’t need ductwork to distribute the air. A geothermal heat pump system pulls heat from the ground to help heat your home.

The most obvious downside is the high upfront cost of buying and installing one of these systems. Additionally, sometimes the system can take a longer time to heat than alternatives like a boiler. Also, if something goes wrong with the geothermal pump, repairs are often significantly more expensive than repairing traditional, above-ground heat pumps.