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Chimney Repair questions, answered by experts

Homeowners insurance may cover the cost to tarp a roof if the type of damage falls within your coverage. For example, roof damage caused by a natural disaster may fall within your plan, and the cost of a temporary tarp may be incorporated. In general, however, simply tarping your roof for renovations will often not fall under insurance coverage.

Metal roofs have a bad reputation for being loud, even if that's not necessarily true—it's usually only thin tin or sheet metal roofs that are loud during storms. Stone coating adds a layer to the metal that severely cuts down on any noise from rain. In many ways, stone-coated steel roofs are quieter than your average, run-of-the-mill asphalt shingle roof.

The lifespan of a roof patch depends on which materials you use and the severity of the damage. Temporary solutions like tarps or plastic sheets last a few weeks to a few months, while roofing tape or caulk may hold up for a year or two. Permanent patches using roofing cement, flashing, or replacement shingles can last several years as long as they're properly maintained. Regular inspections and touch-ups can extend the patch’s lifespan, but eventually, a full repair or replacement would be needed.

Regular cleaning, rust prevention treatments, and protective coatings extend lifespan and appearance.

When choosing a metal roof, consider not only the area of the roof but also the thickness of the panel, known as the gauge. Common roofing gauge sizes for metal roofs are 24-gauge and 26-gauge. The smaller the gauge size, the thicker the roof. Usually, a thicker gauge is ideal if your house is in an area that sees a lot of rain, snow, or hail, as it will be less likely to dent.

The Chamberlain, SD homeowners’ guide to chimney repairs

From average costs to expert advice, get all the answers you need to get your job done.