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Leaf Removal questions, answered by experts

Coverage varies quite a bit by policy, but most homeowners' insurance policies will cover $500 to $1,000 of the cost of removing a tree. Additionally, if your tree causes damage to your property, like your house, many policies will cover some or all of the costs to repair the damage, depending on why the tree fell.

Stump removal often includes a good portion of the roots, but not always. It ultimately depends on the method of removal. If you’re paying for chemical rotting or stump burning, then the roots will generally not be included. If you opt to pay more for manual removal or stump grinding, your stump removal professional will usually remove or grind down the larger roots. Root removal is important if you plan on placing landscaping features over the area in the future, as roots will gradually rot and collapse, leaving unlevel land behind.

We recommended removing the tree stump because it can create many of the same problems as a dead, decaying tree. Those stumps can rot over time, creating an attraction for bugs, fungi, and other unwelcome yard guests.

If your tree specialist says that a hardwood tree is in excellent condition, you may be able to use the stump as a decoration for years to come. However, it’s still important to keep an eye on it, and arrange to remove the stump if it starts to show significant signs of decay.

Stump removal costs an average of $400, and prices typically fluctuate between $200 and $600. The size of your tree stump is the most significant cost factor to consider, but the method of removal, the type of tree, and the stump’s location all play a role. Chemical rotting is the most affordable method, while stump grinding and manual removal are more expensive but significantly faster. Hardwood tree stumps will cost more to remove because they’re more challenging than other varieties, and close proximity to fences or your home can drive up the cost.

Dead trees are structurally compromised and prone to branch or trunk failures—falling limbs or the entire tree can pose significant safety risks to people, nearby structures, and vehicles. In addition, dead trees can harbor termites and other pests, which may spread to other trees or even your home. Dry, dead wood is also highly flammable, increasing the risk of fires spreading to homes and across landscapes.

The Alexandria, SD homeowners’ guide to leaf removal services

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