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Warmed or cooled air can escape your home through drafty windows and doors. If you notice any gaps, be sure to caulk and seal them. You can also hire a local pro for an energy audit to get a list of energy-saving recommendations. 

Finally, check your insulation. It can settle in over time and become less effective. The Environmental Protection Agency (EPA) estimates that you can save an average of 15% on heating and cooling costs (or 11% of total energy costs) by sealing leaks and making sure attics, crawl spaces, and basements have a nice layer of insulation.

The cost-efficiency of baseboard heaters depends on the type and how you use them. Generally, standard electric baseboard heaters can be expensive to run because they use electric resistance heating, which is less energy-efficient than systems like forced-air or heat pumps. However, hydronic and gas versions are typically much cheaper to operate. Hydronic models are more energy-efficient because they heat a liquid that retains warmth longer, preventing the thermostat from turning on and off as often. The overall running cost is also influenced by local electricity rates, your home's insulation, and your usage habits. To increase efficiency, you can use baseboard heaters for zoning, meaning you only heat the specific rooms you are using.

While you’ll pay more upfront for a brand-new HVAC unit, you can save money in the long run. Here’s how to save on your new HVAC system:

• When purchasing a high-efficiency system, your energy bills will be lower in the future.

• You may be eligible for special offers from your local energy company.

• Depending on the system, you may be eligible for HVAC rebates and tax credits.

• Choose to replace your air conditioning unit and furnace simultaneously to save on labor and installation costs. 

You can use a boiler and a furnace, although it’s not common to use both for whole-house heating. For example, your furnace may take care of HVAC heating through your vents, while a boiler powers your floor-based radiant heating in the bathrooms. Mixing and matching like this gives homeowners a variety of heating possibilities.