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Home Inspection questions, answered by experts

Homeowners insurance may cover shower pan leaks, but it depends on the type of coverage you’re looking for. Typically, home insurance policies cover sudden or accidental water damage, for example, if it comes from a busted pipe or malfunctioning appliance. Damage to a shower pan is usually gradual. A repair or replacement of your shower pan usually won’t be covered by your policy. If your shower pan leak causes water damage, chances are your standard policy—if it includes water damage—will cover the repair.

A home inspection is always worth it when buying a home, as it can reveal major issues with a home that could cost you thousands of dollars post-closing. If it doesn’t uncover any issues, then you have some peace of mind that you won’t have to lay out tens of thousands of dollars in repairs after you close.

The telltale signs that your home is ready for repointing include visibly damaged bricks, crumbling bricks, flaking bricks, loose mortar, cracked mortar, gaps between brick and mortar, leaking inside your home, and visible water damage. Consider repointing when going over brick house pros and cons if you're buying a new home. Repointing is also a good idea if you plan to paint, acid wash, or stain your brick home, as it will give you a good base for coloration and prevent repairs after the work is done.

It’s worth getting a wind mitigation inspection if you’re trying to save on your homeowners insurance. Plus, passing an inspection proves that your home is in good condition if a tropical storm, hurricane, or windstorm comes your way. Even if you don’t pass, getting a wind mitigation inspection is still helpful because it will let you know which areas to improve to make your home safer.

Some of the biggest red flags to look out for after a home inspection include signs of water or moisture damage, missing or damaged shingles, structural problems like bowing roof joists, cracks in the foundation, and signs of pest damage.

The Yoe, PA homeowners’ guide to home inspections

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  • 🌱 "Mow a small front yard"
  • 🛠 "Fix a leaking pipe under the sink"
  • 🏠 "Repair shingles on an asphalt roof"