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Wood-burning fireplaces typically make homeowners insurance more expensive, simply because they increase the risk for a fire in your home. Gas and electric inserts are less likely to bring up your insurance rates, but you should always speak with your agent to understand how installing any type of fireplace will affect your premiums.

Yes, you need to leave your chimney damper open when burning a creosote log so that smoke and other debris doesn’t waft into your house as it’s burning. You’ll need to make sure your damper is fully open, even when the log continues to smoke, until it’s completely out and cold.

Yes, fire extinguishers eventually expire. However, the good news is that a properly stored fire extinguisher can last a decade or longer. They don’t have an expiration date on the canister, but you can check the manufacturing date on the “UL” nameplate near the classification information. Maintenance will also give your fire extinguisher longevity. Check the gauge at the top of the extinguisher every month. You'll want to make sure the gauge needle is in the green section, and if a hose or nozzle has been used or damaged, you need to replace it.

Safety concerns with propane boilers include proper venting to prevent carbon monoxide buildup, secure gas line connections, and regular inspection of safety controls. Professional boiler installation and annual maintenance are essential to minimize risks. Having a carbon monoxide detector installed in your home is essential for early detection of any leaks or ventilation issues.