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HOMETOWN GOLD BUYERS
5.0(
6
)

Serving Point, PA and surrounding areas

In business since 2008

Free estimates

Emergency services offered

We are expert buyers of all kinds of Estate items. Years and years of time spent buying all kinds of Collectibles, Precious Metals including Fine and Costume Jewelry, All Coins, Case Knives and Zippo Lighters. We buy one piece or full collections. We will share our knowledge with you and pay you fair prices for your items. WE PAY CASH! Call us for a free evaluation, we travel and will come to you if necessary. We are Angie's List Certified and have passed all their background and business checks. Contact us with confidence!

Recommended by100%of homeowners
Craig Gehm Appraisals, LLC
5.0(
4
)

Serving Point, PA and surrounding areas

In business since 2020

Free estimates

Credit card accepted

"I needed an appraisal of my property to assess value for my divorce proceedings. I called a few appraisers and decided to go with Craig Gehm Appraisals, as they were professional, able to work within my time frame and kindly answered all of my questions. On the day of my appointment, Craig was punctual and did a thorough walk through of my property. I didnâ t expect to receive my report for at least a week, however Craig sent the full report to me within 24 hours! The appraisal was just what I needed to help me through the process of equitable distribution in my divorce. I would highly recommend Craig Gehm Appraisals for any of your appraisal needs."
Response time1 day
Recommended by100%of homeowners
Avatar for Central Lending Svc Inc dba Credit Central
Central Lending Svc Inc dba Credit Central
4.8(
72
)

Serving Point, PA and surrounding areas

In business since 2003

Emergency services offered

"I originally found Mark on Angie's List, with all the great reviews, I had to check him out.  I am a first time home  buyer and Mark helped me with weighing my options with FHA or Conventional.  We ended up going conventional with 5% down, which saved us a lot of money.
I had another quote from another Mortgage lender, which I shared with Mark.  I also told Mark we have 30 days to close, so he definitely had his work cut out for him.  Mark ended up winning the job, he got me the best rate and cheapest closing costs.  He also promised me 30 days closing, which I was very happy he was able to do.  Everything went smoothly, and he was quick to pick up the phone and give me advice throughout the whole process.  He was very upfront with everything, all of the costs were outlined and there were NO hidden fees at the closing table.  I would highly recommend Mark, I am recommending all my family and friends to use him!
"
Additional Photos
Recommended by100%of homeowners
Avatar for Choice Home Warranty
Choice Home Warranty
4.0(
5,677
)

Serving Point, PA and surrounding areas

In business since 2008

Emergency services offered

Credit card accepted

"This Warranty company is the best. I have properties and I used several warranties companies in the Pass. Choice never, I repeat never try to play the blaming game or find the littlest excuse not to do the job. Three words: They are excellent’"
Recommended by82%of homeowners
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Property Appraiser questions, answered by experts

Ideally, you’d never pay more than the appraised value for a home, but there are some instances where it makes sense to do so. For example, if your current living arrangements are no longer viable and you need a place to move into quickly, paying more than the appraised value might be in your best interest to secure a new home. Additionally, if you’re buying in a hot market, overpaying for the home might be necessary to overcome the competition.

As a seller, it might feel tempting to skip the appraisal, especially in a hot market that sees a lot of all-cash offers. While you can technically forgo it and hope for an all-cash offer, you’ll likely have a very tough time selling without an appraisal. 

In addition to protecting lenders from risk, appraisals also protect buyers’ investments. As such, it isn’t typically recommended for buyers to skip appraisals.

A property valuation, sometimes called a comparative market analysis or CMA, provides a real estate expert’s opinion on how much your property will sell for. It takes many things into consideration, like the condition and location of the home, but ultimately, all that matters for a property valuation is what a buyer might be willing to pay for the property. An appraisal is more concerned with determining the value. A valuation is to estimate what you’ll get for a property, while an appraisal helps a lender establish loan-to-value ratios and loan amounts.

Costs depend on the property size, audit complexity, and whether additional testing (e.g., blower door) is included.

Xeriscaping can absolutely increase your home value, but the return on investment (ROI) depends on where you live and how prevalent xeriscaping is in your area. In drought-prone climates, xeriscaping can boost your curb appeal and make your home more appealing to buyers due to the reduced maintenance and watering costs. However, in areas where xeriscaping isn’t the norm, some buyers may be willing to pay less for a xeriscaped property if they don’t like the appearance.

The Point, PA homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.