Can I use an appraisal to get homeowners insurance?

• <div><p>Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different <a href="https://www.angi.com/articles/types-of-home-inspections.htm">types of home inspections</a> available and may not reveal potential risks that you’ll want to know about. </p></div>

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Q: How do appraisals benefit property buyers and sellers?

• <div><p>They provide objective, third-party valuation, guiding fair sales or purchase prices.</p></div>

Q: Does board and batten increase home value?

• <div><p>If <a href="https://www.angi.com/articles/how-to-install-board-batten-siding.htm">installing board and batten</a> fixes an issue with the home, it could increase the value, but it isn&rsquo;t commonly installed for that purpose. Board and batten is an aesthetic choice and, like most aesthetic choices, will do little to raise your home&rsquo;s value. That being said, certain design elements can help attract more buyers, even if your home&rsquo;s price won&rsquo;t see a noticeable bump. </p></div>

Q: Is a conventional loan the same as an FHA loan?

• <div><p>Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.</p></div>

Q: Should you ever pay more than the appraised value for a home?

• <div><p>Ideally, you&rsquo;d never pay more than the appraised value for a home, but there are some instances where it makes sense to do so. For example, if your current living arrangements are no longer viable and you need a place to move into quickly, paying more than the appraised value might be in your best interest to secure a new home. Additionally, if you&rsquo;re buying in a hot market, overpaying for the home might be necessary to overcome the competition.</p></div>

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Verified Reviews for Property Appraisal pros in Fenelton, PA

*The Angi rating for Property Appraisal companies in Fenelton, PA is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

*The HomeAdvisor rating for Property Appraisal companies in Fenelton, PA is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

Last update on December 09, 2025

Reviewed in June 2023
He contacted one day and was here the next day. His appraisal was received the next day.
Craig Gehm Appraisals, LLC
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Reviewed in January 2023
Antonio was great to work with! Penn West arrived at the property in less than one hour from my call and repaired our roof the following morning. I would highly recommend them.
Penn West Roofing & Repair
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Reviewed in August 2022
Showed up on time did a nice job calling him back in spring to do more work for me
Joe Gall Seal Coating and Snow Removal
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Reviewed in April 2022
Excellent group of men. Very professional and respectful of property. Would recommend them.
Carrozza Brothers
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Reviewed in August 2021
The appraisal went smooth and the report was delivered before expected. Overall great experience!
Accent Realty Service
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Reviewed in March 2020
She is outstanding and very diligent. She is the best appraiser out there. She goes over and above the diligence of a regular report. She looks at all aspects to justify value. She is outstanding. She is one of the best. She has bloomed into a phenomenal appraiser.
Spectrum Network Services
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Reviewed in June 2014
We moved into a new home and found that the water heater was not working. John fit us intto his schedule the very next day! He was very professional and thorough! We plan to continue using him for all our future plumbing needs!
Diday Plumbing Inc
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Reviewed in December 2013
We had recently removed a tree stump in the yard and shortly after had noticed a couple of carpenter ants in the house. Even though I routinely spray the inside and outside of our home with home defense, I thought that it would be in our best interest to have it professionally treated one...
Terminix - Bridgeville -Termite & Pest Control
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Reviewed in January 2009
I respect this company highly. They are a small local company. Their installation is excellent and the selection is as well. The only time I won't go to this company is when they don't have what I want.
PENN TILE & CARPET
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Verified Reviews for Property Appraisal pros in Fenelton, PA

Find Property appraisers in Fenelton

Penrose Appraisals

Penrose Appraisals

Real Estate Educators

Real Estate Educators

The Mobile Appraiser.com

The Mobile Appraiser.com

Preferred Appraisal Service

Preferred Appraisal Service

Deal Appraisal Services, LLC

Deal Appraisal Services, LLC

Nations Settlement Services

Nations Settlement Services

We Love To Fix It Contracting Services

We Love To Fix It Contracting Services

HOSTETTER AUCTIONEERS & RLTRS

HOSTETTER AUCTIONEERS & RLTRS

CHAMPION CLINTON

CHAMPION CLINTON

FISHER SERVICES, LLC

FISHER SERVICES, LLC

The Fenelton, PA homeowners’ guide to property appraisals

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