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HOMETOWN GOLD BUYERS
5.0(
6
)
Appraisal - Real Estate

Serving Harmony, PA and surrounding areas

In business since 2008

Free estimates

Emergency services offered

We are expert buyers of all kinds of Estate items. Years and years of time spent buying all kinds of Collectibles, Precious Metals including Fine and Costume Jewelry, All Coins, Case Knives and Zippo Lighters. We buy one piece or full collections. We will share our knowledge with you and pay you fair prices for your items. WE PAY CASH! Call us for a free evaluation, we travel and will come to you if necessary. We are Angie's List Certified and have passed all their background and business checks. Contact us with confidence!

Recommended by100%of homeowners
Craig Gehm Appraisals, LLC
5.0(
4
)
Appraisal - Real Estate

Serving Harmony, PA and surrounding areas

In business since 2020

Free estimates

Credit card accepted

"I needed an appraisal of my property to assess value for my divorce proceedings. I called a few appraisers and decided to go with Craig Gehm Appraisals, as they were professional, able to work within my time frame and kindly answered all of my questions. On the day of my appointment, Craig was punctual and did a thorough walk through of my property. I didnâ t expect to receive my report for at least a week, however Craig sent the full report to me within 24 hours! The appraisal was just what I needed to help me through the process of equitable distribution in my divorce. I would highly recommend Craig Gehm Appraisals for any of your appraisal needs."
Response time1 day
Recommended by100%of homeowners
Avatar for Central Lending Svc Inc dba Credit Central
Central Lending Svc Inc dba Credit Central
4.8(
72
)
Appraisal - Real Estate

Serving Harmony, PA and surrounding areas

In business since 2003

Emergency services offered

"I knew it was going to be challenging to find an investor that would lend me money for this real estate venture.  I have lived 20 years in a four unit historic condominium building in downtown Jersey City and I wanted to buy the unit above me as an investment property.  But with Fanny Mae and Freddy Mac rules, they would not give me a loan because I would own half the building and this would give me too much control over condo association decisions.  I checked with Angie's List where Central Lending was well recommended and spoke with Mark, the president of Central Lending, about my situation and that I needed an unconventional loan outside of Fanny Mae and Freddy Mac oversights.  After many disappointments and on the very last day of my contract with the seller, Mark found a lender.  And on the very last day of the window to the loan, it closed.  I cannot thank Mark and his assistant Judy enough for their patience and steadfast of seeing this through.  I cannot tell you the emotional roller-coaster ride I went through during the 4 1/2 month duration.  There were many moments that I wanted to give up but Mark reassured me that the sale would happen.  Without Mark's personal intervention with the lender and title company, this deal would not have closed.   You can be sure that when I am in the market to buy unit #3, I will not hesitate to contact Central Lending.  Thank you so much."
Additional Photos
Recommended by100%of homeowners
Richards & Richards Real Estate
4.3(
2
)
Appraisal - Real Estate

Serving Harmony, PA and surrounding areas

In business since 2010

Free estimates

Credit card accepted

Richards & Richards Real Estate is committed to excellence in every aspect of our business. We uphold a standard of integrity bound by fairness, honesty, and personal responsibility. Our distinction is the quality of service we bring to our customers. Accurate knowledge of our trade combined with ability is what makes us true professionals. Above all, we are watchful of our customers interests and make their concerns the basis of our business.

Recommended by100%of homeowners
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Property Appraiser questions, answered by experts

Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different types of home inspections available and may not reveal potential risks that you’ll want to know about.

Whether a scullery is worth it depends on how much you like to cook and entertain. If you frequently host gatherings—a scullery is likely worth the money. If you’re looking for ROI, it’s not so clear. It may not add significant value to your home, as it doesn’t increase square footage and may repurpose space that a buyer would have preferred to remain as-is (like a laundry room). 

The condition and appearance of your yard can affect your home appraisal value. A well-maintained, attractive yard with curb appeal adds to a property’s value, while an overgrown, messy, poorly maintained yard can hurt your home’s appraisal. Even small cosmetic improvements to your yard, like adding mulch, trimming trees, and cleaning out plant beds, can help your appraisal value.

In most cases, selling a home in as-is condition will lead to a sale price that’s somewhere between 10% and 30% lower than normal. However, it’s often worthwhile to sell at a loss because the alternative would be to pay for the repairs yourself, which could end up costing you more. Even if they didn’t, selling as-is saves you from the time and energy you’d spend coordinating the repairs.

Some appraisers hold a Member of the Appraisal Institute designation. This accolade is the highest credential property appraisers can earn. An MAI appraisal is typically used for commercial properties.

While your lender will likely recommend an appraiser, you can also hire a professional home appraiser on your own. Choose someone who is experienced in your type of residential property, and ensure they hold all of the necessary credentials that your state or region requires.

The Harmony, PA homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.