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First Equity Appraisal
4.6(
31
)
Appraisal - Real Estate

Serving Harmony, PA and surrounding areas

In business since 1985

Credit card accepted

"I wholeheartedly recommend Kevin for any/all property appraisal needs. I requested a quote via Angie's List and he contacted me the very same day. He was able to schedule my appointment quickly and performed his services exactly as he described. He was thorough in appraising our property, and the report he sent was detailed and showcased how knowledgeable Kevin is. I found the pricing to be reasonable and I would definitely use his services in the future."
Recommended by89%of homeowners
HOMETOWN GOLD BUYERS
5.0(
6
)
Appraisal - Real Estate

Serving Harmony, PA and surrounding areas

In business since 2008

Free estimates

Emergency services offered

We are expert buyers of all kinds of Estate items. Years and years of time spent buying all kinds of Collectibles, Precious Metals including Fine and Costume Jewelry, All Coins, Case Knives and Zippo Lighters. We buy one piece or full collections. We will share our knowledge with you and pay you fair prices for your items. WE PAY CASH! Call us for a free evaluation, we travel and will come to you if necessary. We are Angie's List Certified and have passed all their background and business checks. Contact us with confidence!

Recommended by100%of homeowners
Craig Gehm Appraisals, LLC
5.0(
4
)
Appraisal - Real Estate

Serving Harmony, PA and surrounding areas

In business since 2020

Free estimates

Credit card accepted

"I needed an appraisal of my property to assess value for my divorce proceedings. I called a few appraisers and decided to go with Craig Gehm Appraisals, as they were professional, able to work within my time frame and kindly answered all of my questions. On the day of my appointment, Craig was punctual and did a thorough walk through of my property. I didnâ t expect to receive my report for at least a week, however Craig sent the full report to me within 24 hours! The appraisal was just what I needed to help me through the process of equitable distribution in my divorce. I would highly recommend Craig Gehm Appraisals for any of your appraisal needs."
Response time1 day
Recommended by100%of homeowners
Avatar for Central Lending Svc Inc dba Credit Central
Central Lending Svc Inc dba Credit Central
4.8(
72
)
Appraisal - Real Estate

Serving Harmony, PA and surrounding areas

In business since 2003

Emergency services offered

"I knew it was going to be challenging to find an investor that would lend me money for this real estate venture.  I have lived 20 years in a four unit historic condominium building in downtown Jersey City and I wanted to buy the unit above me as an investment property.  But with Fanny Mae and Freddy Mac rules, they would not give me a loan because I would own half the building and this would give me too much control over condo association decisions.  I checked with Angie's List where Central Lending was well recommended and spoke with Mark, the president of Central Lending, about my situation and that I needed an unconventional loan outside of Fanny Mae and Freddy Mac oversights.  After many disappointments and on the very last day of my contract with the seller, Mark found a lender.  And on the very last day of the window to the loan, it closed.  I cannot thank Mark and his assistant Judy enough for their patience and steadfast of seeing this through.  I cannot tell you the emotional roller-coaster ride I went through during the 4 1/2 month duration.  There were many moments that I wanted to give up but Mark reassured me that the sale would happen.  Without Mark's personal intervention with the lender and title company, this deal would not have closed.   You can be sure that when I am in the market to buy unit #3, I will not hesitate to contact Central Lending.  Thank you so much."
Additional Photos
Recommended by100%of homeowners
Richards & Richards Real Estate
4.3(
2
)
Appraisal - Real Estate

Serving Harmony, PA and surrounding areas

In business since 2010

Free estimates

Credit card accepted

Richards & Richards Real Estate is committed to excellence in every aspect of our business. We uphold a standard of integrity bound by fairness, honesty, and personal responsibility. Our distinction is the quality of service we bring to our customers. Accurate knowledge of our trade combined with ability is what makes us true professionals. Above all, we are watchful of our customers interests and make their concerns the basis of our business.

Recommended by100%of homeowners
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Property Appraiser questions, answered by experts

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

Some appraisers hold a Member of the Appraisal Institute designation. This accolade is the highest credential property appraisers can earn. An MAI appraisal is typically used for commercial properties.

While your lender will likely recommend an appraiser, you can also hire a professional home appraiser on your own. Choose someone who is experienced in your type of residential property, and ensure they hold all of the necessary credentials that your state or region requires.

In most cases, installing a tennis court on your property will drive up your property taxes. Property taxes are determined, in part, based on improvements made to your property, which includes anything with a permanent foundation. Since most home tennis courts include a large concrete foundation, your property taxes will likely increase following the installation. A general rule of thumb is that if your project requires permits—like for a foundation or fencing for a tennis court—then your property taxes will be affected.

In cases where an appraisal comes in lower than an offer price, sellers might opt to lower their asking price to meet the appraisal, especially if the market is slow, and replacing the offer with a higher one may take a long time. Sellers can also offer to make repairs to boost the appraised value, hire another appraiser to get a second opinion, or just move on to another offer that isn’t contingent on the buyer getting a mortgage or an appraisal inspection.

The Harmony, PA homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.