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Yes, in many cases, homeowners insurance covers the cost to repair or replace a fence. Home insurance policies typically protect your home and other structures on your property, which often includes fences. If the fence is damaged by a covered event, such as a storm, fire, or vandalism, your insurer may cover some or all of the cost. However, coverage does not extend to damage caused by natural wear and tear, owner negligence, insufficient maintenance, or improper installation.

In most cases, you will need a building permit to put up a vinyl fence, especially if the fence is sitting on or close to your property line. You can ask your local building department or  fence installation company if your fence project will require a permit. If so, you can expect it to cost between $20 and $60. Your fence installer should pull the permit for you. Building without a permit could eventually require you to pay again to remove the fence and reinstall it after getting the job approved.

There are different types of pet fencing available to keep your furry family member safe:

• Chain link fencing is an affordable but not visually appealing option.

• Vinyl panel fencing is less easily damaged than wood. 

• Wood fencing is customizable but requires regular maintenance. 

• Metal iron fencing provides a sleek look but doesn’t block your pet’s view. 

• Electric fencing eliminates the need for a traditional fence, but it could be painful to your pet. 

• Picket fencing adds to your curb appeal but won’t contain most pets. 

• Brick or stone fencing stops pets from digging out of the yard but costs more.

The most common hog wire gauge for a fence is 12.5. However, you can choose from a few gauges based on your needs. While 12.5 is a reliable gauge for penning in large, strong animals, 9 gauge is a better option of you have large animals that are easily spooked, such as horses. For smaller animals, like dogs or pigs, you can use a 16 gauge hog wire.