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Yes, basement insulation needs a vapor barrier due to its susceptibility to moisture seeping in from the outside of the house. You should install a moisture barrier before you install insulation or purchase insulation that comes prebuilt with a moisture barrier to avoid water damage in your insulation and costly mold and water remediation expenses. 

Yes. Bathroom insulation requires a vapor barrier. As a matter of fact, bathrooms and kitchens are the two areas of the home that should always get a vapor barrier because of the excess moisture. If you don’t have a vapor barrier in place in these rooms, the moisture will build up and eventually lead to mold and bacteria, not to mention the destruction of the insulation.

Yes, usually you will need some kind of vapor barrier on the exterior walls when the framing is attached to concrete and masonry surfaces.

Insulating windows without plastic is usually the better method. Outside of simply replacing your windows, you could buy cellular shades, which trap air between the window and the home, add a window film that blocks UV rays and traps heat, or cover your windows with a low-emissivity coating called “low-E.”