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Yes, a chimney damper is necessary. It controls airflow in and out of your fireplace, helping to retain heat when closed and allowing smoke to escape when open. Without a damper, your home could lose warmth during cold months, leading to higher energy bills. It also helps prevent downdrafts and keeps animals or debris from entering the chimney. In short, it’s essential for efficiency and safety.

No. Removing the cause of concern will only lead to deeper concern. You cannot use any fire-powered appliance like a fireplace or furnace without an escape route for the smoke and fumes. If you remove the flue intending to repair or replace it, you should only use the fireplace, wood stove, or furnace once the flue is in working order. If you cannot replace the flue you have removed, call a chimney repair professional immediately.

Having a pellet stove can indeed raise your insurance rates since they're a relatively common cause of fires in the home. However, rate increases vary by insurance provider so you should reach out to yours to determine exactly how much your rates might increase with a new pellet stove install.

You can’t gauge the lifetime of a fire door like you could, say, an engine. Fire doors should be checked at least once every six months to ensure there are no signs of degradation like leaks, holes, water damage, termite damage, or anything else that might compromise the functionality of the door’s fire resistance. Check your smoke detectors while you’re at it.