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Removing tree stumps is a dangerous and complex job that requires a high level of expertise. Many landscapers specialize in general lawn care and maintenance. But, some may have the proper licensing and qualifications needed to safely remove tree stumps. In most cases, though, landscapers will refer you to a local tree removal or stump grinding company.

You will know that an oak tree needs to be removed when you see vertical cracks or dead branch stubs, which indicate internal decay. Other signs include trunk rot near the base of the tree and sprouts or small branches coming from the trunk.

If you’re hiring a company to perform stump grinding—or any home service for that matter—you’ll want them to at least have general liability insurance and worker’s compensation insurance. This type of coverage protects both you and the business in the case of any accidents. Professional liability insurance and inland marine insurance plans are also important for tree companies to have. Ask any pro you’re considering hiring about licenses and insurance coverage before booking the job.

Yes, you can build over a stump if the roots are no longer alive. Living roots will continue to grow and may damage your new construction over time. Similarly, you should also remove rotting stumps because they may continue to attract pests and even cause new structures (especially those made from wood) to decompose as well.