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Lead toxicity comes from inhaling lead or consuming it. Before the 1980s, when the government banned lead from consumer use, it could be found in paint, plumbing, pipes, ceramics, and even gasoline. Lead paint is toxic for the same reason lead itself is toxic, which is why lead poisoning from paint presents the same as lead poisoning from water or food sources, with a slight increase in respiratory symptoms vs. digestive symptoms. Lead paint is most dangerous when it’s old and peeling, cracking, or otherwise disturbed. This increases the concentration in the air and, therefore, in breathable air. 

At-home lead tests can provide accurate results if used correctly, and if the kits are reputable and certified. They vary in sensitivity and methodology, influencing their accuracy. Follow instructions meticulously, ensuring proper sample collection and test execution. While they can detect elevated lead levels, for precise confirmation or if results are concerning, consider professional testing or lab analysis for comprehensive accuracy and guidance on addressing any issues.

No. Standard homeowners insurance does not cover any kind of lead remediation, focusing instead on sudden, unpreventable events like fires and theft. Many insurance companies will specifically exclude lead paint removal, since it tends to be an expensive and unavoidable project. The exception is if the lead surface is damaged during a covered event (like a flood) and homeowners insurance pays its replacement.

You can sell a house with lead paint, but there are several requirements. If you are aware that lead paint exists anywhere in the home, you must disclose that to potential buyers. Required home inspections will often uncover lead paint, especially for older houses where lead paint may still be a problem. If you have taken steps to encapsulate lead, you should provide buyers with full documentation of the project so it won’t cause any problems later on.