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Windows with muntins are slightly more expensive because you’re paying for more material, but the cost shouldn't be that much higher since most muntins are fake on modern windows. You’re looking at a cost between $25 and $100 more per window for muntins, depending on the type. The only exception is if you want custom muntins to match your home style or meet your personal preference. Most manufacturers will charge more for these as they can’t mass-produce them. Windows with true muntins are rare, and they’re much more expensive upfront and over time if you ever need individual glass replacement.

It depends on the insurance company policy, but many companies will offer a discounted rate if you install impact or hurricane windows as they reduce the chance of damage to your home. If you are interested in this perk, make sure to discuss it with your insurance company, as they will likely need your windows to meet certain standards, such as those set by the American Society for Testing and Materials.

Tinting your windows will make your house darker since it will prevent some sunlight from getting inside. While you can choose a window film that is on the lighter side, there will still be reduced sunlight. If natural light is important to you, tinted windows might not be the best choice for your home.

Energy-efficient windows are judged on their performance according to a few different factors, including heat transfer, air leakage, light transference, and condensation resistance. If you're unsure whether a window is energy-efficient, look for an ENERGY STAR® label from the U.S. Environmental Protection Agency (EPA). If various products, including windows, meet energy-efficiency standards set by the federal government, the EPA issues this label to help consumers identify energy-efficient products.