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All plaster walls will crack over time due to normal house settling and expansion and contraction from temperature and moisture changes. Small, thin hairline cracks are generally not serious and are mostly a cosmetic issue. However, larger or more significant cracks can indicate structural problems.

Here's how to tell the difference:

• Cosmetic Cracks: Cracks that are 0.5 cm (0.2 inches) or thinner are typically cosmetic.

• Structural Cracks: Cracks wider than 0.5 cm, excessive or deep cracks, multiple cracks in the same area, or cracks that span around corners can signify a structural or foundation issue. Cracks along the joints where walls meet the ceiling also warrant attention.

For cracks wider than 0.5 cm, structural repair is needed. If a crack is 2.5 cm (1 inch) or wider, or if you notice any signs of a structural problem, it is best to contact a plaster repair professional to assess the damage.

You do not need to drywall over most types of garage insulation. However, doing so can increase noise reduction, make the space more attractive, and keep children and pets from touching harmful fiberglass insulation. If you’re using cellulose or some other type of blown-in insulation (fiberglass and mineral wool are common), you will need drywall to contain the insulation material.

If the holes in the plaster are small, you can fill them with layers of patching plaster until they’re filled. After it dries, you can sand the plaster and paint over it. If the hole is much larger, consider using bonding plaster first and then a layer of patching plaster, completing the process with sanding and a layer of paint.

Mudding drywall is a DIY-friendly project, but patience and practice are required for perfection. If you’re working in a highly visible area and want the best possible finish, hiring a professional drywaller is worth the cost. Pros have the tools and know-how to ensure a smooth surface with fewer sanding sessions and less cleanup.