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There are many factors to consider when building an in-ground concrete pool. This includes the pool’s primary purpose (relaxation or exercise) if you live in a warm or cold climate (how often it’ll be used), and if you have the budget for chemical treatments and pool maintenance. In-ground pools are often more costly than aboveground pools, but they’re considered more luxurious and hold more value.

The life expectancy of a gunite pool is about 100 years or more with proper care. Clean your pool at least once a week and plan to resurface it every five to seven years. For winter, close down the gunite pool but don’t drain it. And you can increase your gunite pool’s longevity by repairing any damage and addressing any issues as soon as you notice them.

The decision to install a spool yourself or hire an installer depends on the type of spool and location. If you don't have experience with installations, including excavation, plumbing, and electrical aboveground pool kits are available for purchase. Without the necessary skills for a pool install, it would be wise to hire a local pool contractor for the job.

Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered hazardous, which increases your home's liability risk. The replacement cost of the pool itself is also factored into your home's rebuilding cost when determining coverage limits. The amount of the increase can vary from as little as $50 to several hundred dollars more per year, depending on your insurance company, location, current coverage, and installed safety features. It is best to contact your insurance agent before installing a pool to get an estimate, understand their specific guidelines, and factor the ongoing cost into your budget.