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Roof work is dangerous and exacting, and a misstep could lead to even more costly repairs, so we do not recommend DIYing. If you are dead set on giving it a go, practice safety measures. Wear a harness, only work during mild weather, and have a partner to help. Potentially DIY-friendly jobs include patching up small leaks, sealing areas around the chimney, and replacing a few shingles.

The materials that make up your roof will determine how long your roof will last. Typical three-tab shingles generally have a life span of about 20 years, while architectural shingles can last up to 30 years under proper maintenance. Metal roofing materials have longer expected life spans, starting at around 40 years. They can sometimes last up to 100. Slate roofs can last 150 years or longer with proper care. 

Homeowners insurance may cover the cost to tarp a roof if the type of damage falls within your coverage. For example, roof damage caused by a natural disaster may fall within your plan, and the cost of a temporary tarp may be incorporated. In general, however, simply tarping your roof for renovations will often not fall under insurance coverage.

While you technically can add a roof over shakes or shingles, it’s not a good idea. Roofing over existing roofing creates a moisture barrier underneath the new roof and since the trapped material is wood, you can expect a moisture problem. While you could get away with installing a new roof over asphalt or steel, wooden roofs should be removed, new underlayment installed, and the new roof installed over that. Also, the extra weight would add strain to your roof structure.