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No. Standard homeowners insurance does not cover any kind of lead remediation, focusing instead on sudden, unpreventable events like fires and theft. Many insurance companies will specifically exclude lead paint removal, since it tends to be an expensive and unavoidable project. The exception is if the lead surface is damaged during a covered event (like a flood) and homeowners insurance pays its replacement.

The safest way to remove lead-based paint is by letting a professional take over. For most people, lead paint removal costs an average of $3,400. You should never attempt to dry sand old lead-based paint surfaces by hand. Most professionals use a paint stripper to do the job followed by wet scraping, but if you don’t want to remove lead paint, another option is to paint over it. Only consider this option if the old lead paint finish isn’t flaking or cracked.

Embarking on a kitchen demolition comes with its share of risks to keep in mind. Think of potential encounters with asbestos, sharp objects, and power tools—not to mention the peril of structures wobbling or unexpected plumbing surprises. And, of course, you will be surrounded by dust and debris throughout the process. All of the above makes safety gear necessary, or you can consider hiring a qualified professional.

Lead toxicity comes from inhaling lead or consuming it. Before the 1980s, when the government banned lead from consumer use, it could be found in paint, plumbing, pipes, ceramics, and even gasoline. Lead paint is toxic for the same reason lead itself is toxic, which is why lead poisoning from paint presents the same as lead poisoning from water or food sources, with a slight increase in respiratory symptoms vs. digestive symptoms. Lead paint is most dangerous when it’s old and peeling, cracking, or otherwise disturbed. This increases the concentration in the air and, therefore, in breathable air.