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Avatar for Central Lending Svc Inc dba Credit Central
Central Lending Svc Inc dba Credit Central
4.8(
72
)
Appraisal - Real Estate

Serving Pine Bush, NY and surrounding areas

In business since 2003

Emergency services offered

"I knew it was going to be challenging to find an investor that would lend me money for this real estate venture.  I have lived 20 years in a four unit historic condominium building in downtown Jersey City and I wanted to buy the unit above me as an investment property.  But with Fanny Mae and Freddy Mac rules, they would not give me a loan because I would own half the building and this would give me too much control over condo association decisions.  I checked with Angie's List where Central Lending was well recommended and spoke with Mark, the president of Central Lending, about my situation and that I needed an unconventional loan outside of Fanny Mae and Freddy Mac oversights.  After many disappointments and on the very last day of my contract with the seller, Mark found a lender.  And on the very last day of the window to the loan, it closed.  I cannot thank Mark and his assistant Judy enough for their patience and steadfast of seeing this through.  I cannot tell you the emotional roller-coaster ride I went through during the 4 1/2 month duration.  There were many moments that I wanted to give up but Mark reassured me that the sale would happen.  Without Mark's personal intervention with the lender and title company, this deal would not have closed.   You can be sure that when I am in the market to buy unit #3, I will not hesitate to contact Central Lending.  Thank you so much."
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Recommended by100%of homeowners
Avatar for Marketplace Housing
Marketplace Housing
4.3(
11
)
Appraisal - Real Estate

Serving Pine Bush, NY and surrounding areas

In business since 2003

Free estimates

Emergency services offered

"Office staff is always available for help. No job is too small or too big. They are responsive to our needs for service requests from roofing to foundations. All aspects of home repairs have been done professionally and in a timely manner. I would recommend Marketplace Homes for all your property management needs regarding property repairs and maintenance."
Recommended by77%of homeowners
Tortorella Appraisals Inc.
5.0(
3
)
Appraisal - Real Estate

Serving Pine Bush, NY and surrounding areas

In business since 2019

Free estimates

Credit card accepted

We are committed to excellence in every aspect of our business. We uphold a standard of integrity bound by fairness, honesty and personal responsibility. Our distinction is the quality of service we bring to our customers. Accurate knowledge of our trade, combined with ability, is what makes us true professionals. Above all, we are watchful of our customer's interests and make their concerns the basis of our business.\nM-F 8-5

Response time2 days
Recommended by100%of homeowners
Avatar for Speedwell Appraisal Services, LLC
Speedwell Appraisal Services, LLC
5.0(
1
)
Appraisal - Real Estate

Serving Pine Bush, NY and surrounding areas

In business since 2018

Free estimates

Credit card accepted

Kelly Cahill is a certified licensed real estate appraiser with over five years of experience in the appraisal profession. Speedwell Appraisal Services provide detailed and comprehensive residential real estate appraisals for a variety of property types. We take great pride in our experience, expertise, quality, and customer service that we provide to meet the consumer's needs. In order to understand the needs and expectations of our customers, we take great care to work and communicate with every customer in a professional manner. Our reputation is based on service, safety, and quality, regardless of how large or small the job. M-F8:30-5

Response time1 day
Avatar for Squeaky Cleaning Service And Movers INC
Squeaky Cleaning Service And Movers INC
5.0(
4
)
Appraisal - Real Estate

Serving Pine Bush, NY and surrounding areas

In business since 2017

Free estimates

Credit card accepted

"The quality was good. They did the job right and they leave the house clean. They took their time. They were not too expensive and you get what you paid for. It was a good quality and they were honest. I like their work."
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Recommended by100%of homeowners
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Property Appraiser questions, answered by experts

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

An FHA appraisal is valid for 180 days from the effective date of the report. In some cases, you can have the appraisal recertified if you make your request before the original expires so that you still may obtain an FHA loan. If approved, your appraisal update is valid for one year.

Ensure the property is clean, provide access to all areas, and supply relevant documents, such as recent upgrades or tax records.

Depending on the size of the home, the appraisal itself can take several hours. After the appraiser’s visit is complete, it can take between a few days and a few weeks to get the report back. This timeline is largely dependent on the appraiser’s workload, research requirements, efficiency, and other factors.

A property valuation, sometimes called a comparative market analysis or CMA, provides a real estate expert’s opinion on how much your property will sell for. It takes many things into consideration, like the condition and location of the home, but ultimately, all that matters for a property valuation is what a buyer might be willing to pay for the property. An appraisal is more concerned with determining the value. A valuation is to estimate what you’ll get for a property, while an appraisal helps a lender establish loan-to-value ratios and loan amounts.

The Pine Bush, NY homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.