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Hurricane Shutters questions, answered by experts

If a window breaks during a hurricane, the first thing to do is get away from it, shut the door to the room, and move to a different part of your home. Ideally, you should wait out the storm in a room that doesn’t have any windows. Afterward, safely throw out the broken glass while wearing gloves and call a window replacement professional to discuss your options.

In areas prone to hurricanes, not having hurricane shutters can make your home more of a risk to insure, leading to higher premiums. But by installing them, you can save about 8% to 10% on your insurance premium. Having hurricane shutters not only saves you on insurance but can also save you from costly window repairs after a storm. 

In many cases, hurricane shutters lower the cost of homeowners insurance. If your storm panels are code-compliant with your state or county (or insurance policy), they may lower your annual premium, even in storm-prone areas. Check with your homeowners insurance company to understand the compliance requirements. Even if your insurer doesn’t lower your premiums, hurricane shutters could save you from costly repairs after a storm. 

Yes, most services include resealing and weatherproofing to improve durability. Confirm with your contractor.

The average shutter is designed to last 20 to 25 years. Proper maintenance for the type of shutters you have is essential for helping them reach their full potential.

The Pamelia, NY homeowners’ guide to hurricane shutter services

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