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No, homeowners insurance typically does not cover the cost of removing a dead, sick, or rotting tree that is still standing. Insurance is designed to protect against sudden and unexpected accidents, whereas a tree dying or rotting over time is considered a maintenance issue. Coverage usually only applies after a tree has fallen and caused damage to your property.

In the case that a tree is growing directly on your property line, the cost of maintaining the tree is shared and is the property of both owners in common. In this case, all decisions regarding the maintenance of the tree must be made jointly, and both parties must agree on a course of action. You will need to agree with your neighbor about the cutting of any roots before you carry it out, and your neighbor must also consult with you before doing any trimming. Coming to an agreement with your neighbor about any shared trees ahead of necessary trimming and maintenance will make this process much simpler.

The cost of professional tree trimming averages $460, with a typical range between $200 and $760. However, prices can be as low as $75 or as high as $1,800 depending on several factors. The size and type of the tree are major cost drivers; for example, trimming Crepe Myrtle trees costs an average of $80 to $400, while trimming giant pine trees can range from $200 to $1,800. Other factors that influence the price include the time of year, as services are often more costly in the spring. The tree's accessibility and your location also play a role, as a remote or hard-to-reach tree may increase the cost. Some professionals may offer a discount if you have multiple trees to trim.

Yes, it’s possible to overwater a newly-planted tree. Daily watering is great for the first few weeks, but it’s important not to go overboard. Excessive watering can lead to various problems, including root rot, fungal diseases, and a lack of root development.