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Installing a metal roof will rarely affect your homeowner’s insurance policy in a negative way, and you might even get a discount on your premium for installing one, depending on your area. Metal roofs can reduce the risk of structural damage from heavy snow, and they stand up better to strong winds and impact, so homeowners in areas that see excessive snowfall or extreme weather may see savings on insurance premiums after installing a metal roof.

A metal roof will last for an average of around 50 years—usually between 40 and 75 years—which is about double the lifespan of an asphalt roof—between 15 and 30 years or 25 years on average. Installing a metal roof is usually more expensive than an asphalt roof, with an average cost of $11,400 compared to the $9,200 for an asphalt roof. However, given that a metal roof costs about 20% more and lasts twice as long, it’s typically well worth the investment and should save you money in the long run.

Yes, you can salvage grill grates with some surface rust. Simply apply a commercial rust remover or a homemade vinegar, baking soda, or lemon juice paste with a wire brush or steel wool. After removing the rust from the metal, you can then apply a thin layer of rust-preventing oil to keep the grates looking good as new for longer. However, grate replacement is often better when the rust is deep.

Like any housing material, metal roofs have a unique list of pros and cons. On the cons side, metal roofs can suffer from expansion and contraction, which requires more attention to proper installation than for other roofing types. Also, the higher cost of metal roof installations is a barrier to some homeowners on a budget.