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The most affordable way to get rid of junk often involves a do-it-yourself approach, especially if you don't have a large amount of debris. Start by sorting your items into categories: donate, recycle, sell, or trash.

• Donate or Sell: Usable goods can be donated to local charities. You can also list items for free or for a low price on platforms like Facebook Marketplace or Craigslist.

• Use Municipal Services: Your city's regular garbage collection or bulk pickup days can be the cheapest option. However, be sure to check community guidelines for quantity limits and accepted materials. You can also take recyclables to a city drop-off center.

• Haul it Yourself: If you have a truck or suitable vehicle, loading the junk and taking it to a local transfer station, public dump, or waste disposal facility is a very cost-effective method.

If a DIY approach isn't possible, consider these options:

• Rent a Dumpster: You can rent a dumpster, fill it yourself, and the rental company will haul it away. This is a good middle-ground if you can do the labor but don't have a vehicle for transport.

• Hire a Junk Removal Service: While typically the most expensive choice, hiring a professional junk removal team is the most time-efficient and requires the least effort from you. This is a good solution if your city's services won't accept the items or if you are unable to move them yourself.

While smaller appliances might fit in your trash bin, many municipalities and private waste collection companies prohibit throwing them away with your regular trash. Contact your trash collection service to learn how to dispose of old appliances properly. Some companies will pick your items up curbside for no charge or a minimal fee.

If you have a considerable amount of excess rip rap, you will need to hire a local landscape grader or a construction company that specializes in rip rap installation to remove it for you. Because rip rap consists of large stones, it requires proper equipment to haul away and dispose of properly. If you happen to have the necessary equipment, you can drop off your excess rip rap at a landfill or transfer station. 

Sometimes you may be able to leave the bags with your regular trash. However, that’s not always the case. Call your local waste management prior to starting the removal and ask about the proper ways to recycle or dispose of removed insulation. In many cases, your town or municipality has a designated dumpster for building waste.