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Q: Who pays for a home appraisal?

• <div><p>The purpose of the home appraisal determines which party pays for it. You&rsquo;re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.</p></div>

Q: How much does a general appraisal cost?

• <div><p>The cost ranges from $300 to $500, depending on the property's size and location. Due to their complexity, commercial appraisals may cost more.</p></div>

Q: Is a conventional loan the same as an FHA loan?

• <div><p>Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.</p></div>

Q: Do foundation cracks affect your appraisal?

• <div><p>Foundation cracks won&rsquo;t always affect your appraised value. All foundations crack due to normal settlement, so hairline cracks that aren&rsquo;t leaking or uneven from side to side are unlikely to have an impact on your appraisal. Structural cracks, on the other hand, often lead to a reduced appraised value, especially if the underlying problem will cause the issue to worsen over time.</p></div>

Q: Why should I hire a professional for a real estate appraisal?

• <div><p>Ensures accurate valuation reflecting current market conditions, assisting in financial decisions.</p></div>

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Verified Reviews for Antique And Jewelry Appraisal pros in Florence, NY

*The Angi rating for Antique And Jewelry Appraisal companies in Florence, NY is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Antique And Jewelry Appraisal needs.

*The HomeAdvisor rating for Antique And Jewelry Appraisal companies in Florence, NY is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Antique And Jewelry Appraisal needs.

Last update on November 29, 2025

Reviewed in November 2025
Heath removed my old deck and built me a new one. He went above and beyond to make sure I was completely satisfied with his work. Deck is beautiful and I wouldn’t change a thing on it.
H-M Quality Carpentry and Handyman Services
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Reviewed in October 2025
The owner is super responsive and helpful! Quick to answer questions and very professional in his work!
King's Restoration Co
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Reviewed in April 2025
Very well, conscientious and concerned company. Would definitely recommend.
Meticulous Electric
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Reviewed in November 2024
Very professional and efficient had my whole roof stripped and replaced in 3 days returned my phone calls in a timely fashion and kept me updated on progress while I wasn’t around good housekeeping couldn’t tell he was even there because he cleaned up everything after he was done
Reed Contracting
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Reviewed in August 2024
Very professional , very willing to work with their customers! We needed 7 stumps ground down and was quoted $50.00 for the small ones and $100.00 for the large ones. We opted to clean up ourselves
Guardian Angels Stump Grinding and Tree Service
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Reviewed in August 2024
Josh and Anthony did most of the siding with help on a few days with Ryan Jeff and Paul. They explained the work as they progressed on the job and were polite respectful and careful of the property. The siding looks amazing. So glad I had NY Sash do the job.
New York Sash
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Reviewed in May 2024
Our house had 20-year-old windows, some original windows and cedar shake form 1956. The old gal needed a lot of tlc. C. Michael, crew came through with a beautiful outcome. I couldnâ t be happier with my decision. I would highly recommend this company. It took no time to get a call back about...
C. Michael Exteriors, Inc.
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Reviewed in April 2024
They removed a tree from my property, the owner of the company, was very particular about leaving our yard like he found it. We couldn’t even tell they had come, except for the tree they removed. Very friendly and professional, was concerned about our worries about the tree. We are on a fixed...
Tipline Tree Service
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Reviewed in March 2024
Efficient and great work would hire again and recommend to family and friends
New Age Timber
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Reviewed in August 2023
Can tell a big difference between a real man of his craft vs. A back yard hillbilly that can swing a chainsaw. I had the hillbilly, and now have Nick. Definitely will hire again. True art of customer service comes through. Appreciate him tremendously for expert advice and work ethic.
Nick the Tree Expert
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Antiques and Jewelry Appraisals questions, answered by experts

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

The cost ranges from $300 to $500, depending on the property's size and location. Due to their complexity, commercial appraisals may cost more.

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

Foundation cracks won’t always affect your appraised value. All foundations crack due to normal settlement, so hairline cracks that aren’t leaking or uneven from side to side are unlikely to have an impact on your appraisal. Structural cracks, on the other hand, often lead to a reduced appraised value, especially if the underlying problem will cause the issue to worsen over time.

Ensures accurate valuation reflecting current market conditions, assisting in financial decisions.

The Florence, NY homeowners’ guide to antique and jewelry appraisals

From average costs to expert advice, get all the answers you need to get your job done.

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