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Q: Who pays for a home appraisal?

• <div><p>The purpose of the home appraisal determines which party pays for it. You&rsquo;re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.</p></div>

Q: How long does an FHA appraisal take?

• <div><p>Depending on the size of the home, the appraisal itself can take several hours. After the appraiser&rsquo;s visit is complete, it can take between a few days and a few weeks to get the report back. This timeline is largely dependent on the appraiser&rsquo;s workload, research requirements, efficiency, and other factors.</p></div>

Q: Do appraisals usually come in high?

• <div><p>Appraisals can come in above or below the list price or offer price for a property, and where it falls depends on many factors. Those include the condition of the property, the location, and the age of the home, but often, the condition of the market is the biggest determining factor. Where demand is high for properties, buyers compete with each other for homes, which tends to drive up offer prices above where appraisals come in. Where demand is low, you&rsquo;ll often see the opposite happening.</p></div>

Q: Do home appraisers look at windows?

• <div><p>Yes, home appraisers look at your windows when appraising your property to determine the market value of your home. They&rsquo;ll factor in the type of windows, quality, condition, whether or not there are screens covering the windows, frame materials, size, insulation, and more to come up with an unbiased property assessment.</p></div>

Q: Do basement bedrooms count on an appraisal?

• <div><p>Basement bedrooms can count toward your room count and the square footage of your home on an appraisal if they&rsquo;re fully legal, which means they have proper ventilation and points of egress, as defined by your local building code. Simply partitioning off a space for a bedroom in an otherwise unfinished basement that isn&rsquo;t a legal living space won&rsquo;t affect your appraisal value.</p></div>

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Verified Reviews for Antique And Jewelry Appraisal pros in Floyd, NY

*The Angi rating for Antique And Jewelry Appraisal companies in Floyd, NY is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Antique And Jewelry Appraisal needs.

*The HomeAdvisor rating for Antique And Jewelry Appraisal companies in Floyd, NY is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Antique And Jewelry Appraisal needs.

Last update on February 03, 2026

Reviewed in February 2026
Needed grade work done around a jobsite but didn't want to rent a skidsteer to do the grade work found out about AJM land pros from a friend and called them they were professional and came out and gave me an estimate in a timely manner after hiring them they showed up and were efficient would...
AJM LAND PROS LLC
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Reviewed in November 2025
They painted my garage and house exterior and I could not be happier. The professionalism and attention to detail was perfect
MR-BUILD-IT LLC
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Reviewed in July 2025
They did a beautiful job. They were very professional. They are nice guys. Very reasonable and very prompt. They call right away over the next day and they got a lot of equipment. They are really good and they respect the neighbor's property and I was very pleased with them.
Bear Track Logging
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Reviewed in May 2025
I am very please with this company. I have an old overgrown tree that needed pruning. They came within a few days, and were professional and very accommodating. The work was done quickly and efficiently. Cleanup was great.
Adirondack Tree Masters LLC
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Reviewed in June 2024
Mr. Taylor was very professional and did a great job inspecting the home. He checked everything and kept me informed about his findings. His report was detailed and to the point. I appreciated his looking out for me as a buyer. Sincerely yours, K. Hawks - Rome, New York 13440
C-J Taylor Home Inspections
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Reviewed in June 2023
Very thorough , the appraiser arrived on time. The reports were extensive and well supported with documentation and the reports were done by the date in the quote for the appraisal.
The Maine Appraisal Company
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Reviewed in April 2023
I used Angi to get quotes for tree trimming. Francisco arrived to give quote. He was helpful in planning work. Proof of insurance was provided quickly. Work was done 2 days later. Francisco arrived with crew. 8 trees, pines and oaks were trimmed and dead branches removed. They took larger and...
Affordable Tree Service, LLC
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Reviewed in March 2023
All around handyman..also painted my deck and fence and installed a beautiful stone raised flower bed . Prompt and courteous and left every job very clean. Highly recommended.
Hearth to Home Construction of CNY, LLC
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Reviewed in June 2022
I would hire Shed Crafters CNY again and recommend them to anyone looking for great work done at a fair price. Alexaiver Sochia, Owner/Operator, was professional, personable and knows the business. He helped us with thoughts and ideas that made our project better than anticipated. All I can say...
Shed Crafters CNY
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Reviewed in April 2022
Overall she was excellent.She called about a repair job for my deck awning and came over the next day and completed it.She's very attentive to detail.She was professional and personable and I plan on using her for other projects around my home.
Handy Heather
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Antiques and Jewelry Appraisals questions, answered by experts

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

Depending on the size of the home, the appraisal itself can take several hours. After the appraiser’s visit is complete, it can take between a few days and a few weeks to get the report back. This timeline is largely dependent on the appraiser’s workload, research requirements, efficiency, and other factors.

Appraisals can come in above or below the list price or offer price for a property, and where it falls depends on many factors. Those include the condition of the property, the location, and the age of the home, but often, the condition of the market is the biggest determining factor. Where demand is high for properties, buyers compete with each other for homes, which tends to drive up offer prices above where appraisals come in. Where demand is low, you’ll often see the opposite happening.

Yes, home appraisers look at your windows when appraising your property to determine the market value of your home. They’ll factor in the type of windows, quality, condition, whether or not there are screens covering the windows, frame materials, size, insulation, and more to come up with an unbiased property assessment.

Basement bedrooms can count toward your room count and the square footage of your home on an appraisal if they’re fully legal, which means they have proper ventilation and points of egress, as defined by your local building code. Simply partitioning off a space for a bedroom in an otherwise unfinished basement that isn’t a legal living space won’t affect your appraisal value.

The Floyd, NY homeowners’ guide to antique and jewelry appraisals

From average costs to expert advice, get all the answers you need to get your job done.

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