Get matched with top concrete repair specialists in Hernandez, NM

Some foundation repairs are permanent, like underpinning and exterior drainage systems like the French drain. These fixes address the underlying problems—insufficient support from the soil and hydrostatic pressure on your foundation walls, respectively—so they can last for many decades, making them “lifetime fixes.” There are other solutions to address these issues that will last for up to a decade, making them temporary. These include slabjacking to raise concrete slabs back into place and dampproofing to reduce the water in the soil that interacts with the concrete foundation.

While a contractor is on-site repairing your concrete steps, you can have them inspect other concrete surfaces for minor damage. They may be able to fix cracks in your driveway or garage floor during the same visit. You can also ask them to check your home's foundation for minor issues they can address. However, general concrete repair experts typically cannot handle larger jobs, like leveling a sunken foundation. For major structural projects, you will need to hire a structural engineer.

If foundation problems are not fixed, they will likely worsen over time, leading to more complex and expensive repairs. Neglecting a damaged foundation can cause a range of issues, including:

• Structural Damage: Minor problems like small cracks can escalate into major structural issues. This can damage the house above the foundation and, in severe cases, lead to foundation walls caving in or a total collapse.

• Water Damage and Pests: Moisture and water intrusion can cause flooding, mold growth, and pest infestations.

• Health and Safety Risks: Mold can lead to poor indoor air quality and other health risks, while structural instability poses a significant safety hazard.

• Reduced Home Efficiency: A compromised foundation can negatively impact your home's energy efficiency.

To avoid these escalating problems and costs, it's best to hire a foundation repair company to address any issues as soon as you become aware of them. The earlier problems are discovered and fixed, the lower the repair cost will likely be.

Generally, foundation cracks and repair are not covered by standard homeowners insurance policies. This type of damage is often considered normal wear and tear or a result of poor maintenance, which is the homeowner's responsibility. For example, damage caused by settling, shifting soil, or drainage issues is typically excluded.

However, there are exceptions. Coverage may apply if the foundation damage is a direct result of a covered peril, such as a house fire, a burst pipe, vandalism, or a vehicle accident. Coverage for natural disasters like earthquakes and floods often requires a separate, specific policy or add-on.