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Yes, thicker concrete is less likely to crack. The thicker the concrete is, the less susceptible it is to extreme changes in weather conditions that often cause concrete to crack or chip. If you’re unable to install a thicker concrete driveway for any reason, you can also ask your professional to install more rebar or wire mesh to provide greater strength and better resilience to damage.

It depends on the bank and the extent of the issue. Some banks will lend against homes with minor foundation damage, but most won’t if the issue is structural since the home acts as collateral for the mortgage. Banks that offer renovation loans might still finance a home with structural problems. More minor issues like settling cracks and intermittent problems with humidity are unlikely to stop a bank from financing.

If your concrete steps have crumbled or chipped, you can fix them by removing any chips or flakes, cleaning and wetting the affected area, applying a concrete bonding agent, and finally applying new concrete, usually in the form of Portland cement. For widespread damage, you can consider concrete resurfacing instead. For fixing concrete spalling that has led to deep damage, you might need to remove damaged material, add structural supports, and pour new concrete into a mold.

Yes, a house can collapse from severe foundation problems if they are left unchecked. However, this is a rare occurrence that typically takes many years to develop, and a partial collapse is more likely than a full one. Homes on hillsides or in areas with frequent washouts are at a higher risk. Barring a natural disaster or other extreme circumstances, clear signs of major issues will be apparent long before a collapse is imminent. It is crucial to conduct routine foundation inspections and address any problem, no matter how minor it seems, as soon as possible to avoid threatening the structural integrity of your home.