Are insurance companies against solar panels?

• <div><p>Insurance companies aren’t against solar panels, but they may have concerns about the risks and costs of insuring solar. The type of policy, where you live, and the insurance company itself matter. Extreme weather can damage solar panels, and faulty installation or electrical malfunctions pose a fire risk—this, in turn, can increase insurance company liability and payouts. However, you’re likely to keep coverage as long as you have a pro install the solar system, keep it maintained, can pass a solar panel inspection, and update your homeowners policy to include solar.</p></div>

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Q: Is installing solar panels worth it?

• <div><p>Installing solar panels is worth it if you&rsquo;re frustrated with paying high utility bills, live in a sunny location, and qualify for tax credits and incentives. Most homeowners cut between $650 and $1,500 from their utility bills each year by installing solar panels. Over the course of your panel&rsquo;s warranty, you could save anywhere from $16,300 to $37,500, though those in sunny areas with high energy costs could save more than $100,000. </p></div>

Q: What is the typical lifespan of solar panels?

• <div><p>Solar panels have a life span between 10 and 40 years, depending on the type of panel. For example, monocrystalline panels can last up to 40 years, while thin-film ones only last between 10 and 20 years. The longevity also comes down to keeping up with solar panel repairs and their related costs .</p></div>

Q: Why not put solar panels on the roof?

• <div><p>While solar panels can be a great investment, they aren&rsquo;t ideal for every roof. For example, some roofs, especially older or structurally weak ones, may struggle to support the added weight, leading to potential damage. Roofs with complex designs, obstructions, or limited sunlight exposure might not provide optimal conditions for solar energy production. Consider these downsides when determining if <a href="https://www.angi.com/articles/how-much-does-it-cost-install-solar-panels.htm">solar panel installation costs</a> are worth it.</p></div>

Q: Does going solar really save money?

• <div><p>Yes, going solar really saves money. In fact, according to some calculations, the average homeowner who switches from electric to solar power will save almost $2,000 a year on energy costs. While buying solar panels and switching to solar can be costly up front, the savings add up over time. If you can sell back extra energy or take advantage of tax incentives, your savings can be even higher.</p></div>

Q: Are insurance companies against solar panels?

• <div><p>Insurance companies aren&rsquo;t against solar panels, but they may have concerns about the risks and costs of insuring solar. The type of policy, where you live, and the insurance company itself matter. Extreme weather can damage solar panels, and faulty installation or electrical malfunctions pose a fire risk&mdash;this, in turn, can increase insurance company liability and payouts. However, you&rsquo;re likely to keep coverage as long as you have a pro install the solar system, keep it maintained, can pass a solar panel inspection, and update your homeowners policy to include solar.</p></div>

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Verified Reviews for Solar Panel Service pros in Fort Sumner, NM

*The Angi rating for Solar Panel Service companies in Fort Sumner, NM is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Solar Panel Service needs.

*The HomeAdvisor rating for Solar Panel Service companies in Fort Sumner, NM is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Solar Panel Service needs.

Last update on November 29, 2025

Reviewed in August 2025
A Honorable Roofing Company did a great job installing my new roof! I enjoyed working with Daryl, he explained my options and offered a fair price. A Honorable Roofing Company communicated well and was responsive to our concerns. The work was completed in one day. We have 24 solar panels that...
A Honorable Roofing Co., LLC
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Reviewed in May 2022
Very professional and friendly staff.They did a great job on my solar install and I would recommend them to my family and friends!
Flawless Results, LLC
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Reviewed in February 2022
We had a bad problem with pigeons making nests under our solar panels. He got up there and cleaned the nests out and cleaned the panels. The pigeons are no longer a problem for us. He did great work and was very professional. I am extremely happy that we contacted him.
Rio Solar Maintenance
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Reviewed in May 2019
Installed a new panel and meter loop, dug a direct burial line 200 feet to the power pole, laid the wire; all in an a professional and efficient manner. I could not have asked for a better job of the entire project.
Barboa Electric Company
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Reviewed in November 2018
Work quality overall was excellent. We had a sewer pipe that needed replacement following a home inspection, and the technician found that the pipe was actually worse off than the inspector was able to discern. The replacement was done quickly, and because he had to cut into the back of our...
Tipping Hat Plumbing Heating & Electric, LLC
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Reviewed in June 2015
Discovered that my previous electrician had improperly wired to GFI at the panel causing a constant tripping of the unit. Connected the breaker and GFI properly and reconfigured the panel. We tested the unit and it works fine now and the GFI tests good as well, providing required safety. I...
Cristal Electric
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Reviewed in July 2013
I contacted Priority on July 15th and was told a plumber would be out between 10:00AM and noon. That did not happen. I called the company and left a message. I was called about mid afternoon, and I was informed that the person who was to come ended up with a job that was taking longer than...
Priority Plumbing & Heating Inc.
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Solar Panel Installation

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