Get matched with top basement waterproofing pros in Cannon Air Force Base, NM

Statistics show that 98% of basements will experience some form of water damage over time. However, that doesn’t mean all basements will experience severe flooding. The best way to prevent a water-damaged basement is to keep up with home maintenance and have proper drainage installed outside your home to direct water away from the foundation. You can also consider building a flood wall around the house if you live in a flood-prone area.

Standard homeowners insurance policies may cover basement water damage or flooding, but only if it is caused by a sudden and accidental event that is a covered peril, such as a burst pipe or a failing appliance. Damage caused by natural flooding from extreme weather, groundwater seepage, or heavy rain is typically excluded and requires a separate flood insurance policy. Some insurers also offer an optional water backup endorsement for issues like sewer backups. Review your policy or speak with your agent to understand your specific coverage.

Water can seep into porous materials like wood beams, floor joists, and roof rafters within minutes, but they’ll need to see prolonged exposure before you have structural damage. Mold can start growing within 24 hours, and mold can eat away at the structural components over time. Wood rot is more of a concern, though. Wet and dry rot are fungal infections that set in in moist conditions and rapidly deteriorate wood, causing major structural damage within just a few months in some cases.

A vapor barrier keeps moisture out of the crawl space, while insulation reduces the amount of unconditioned air—and sometimes moisture—that enters the space. Coupling a vapor barrier with insulation can help prevent humidity and related moisture damage in a crawl space while also making your home more energy-efficient. Just be sure to use insulation that won’t get damaged from moisture, like rigid foam board or expanding spray foam insulation.