Get matched with top concrete repair specialists in Bloomfield, NM

Cracked tiles can mean foundation problems. Fortunately, most of the time, cracked tiles happen as a result of accidental damage. It is important to determine the cause of cracking to rule out underlying foundation issues. If your tiles were not damaged due to dropped items, heavy loads, poor installation, or inferior tile quality, and the cracks are spreading throughout your flooring and not limited to just one area, you may be dealing with foundation problems. These can include drainage problems and even foundation failure, so it is vital to call a licensed contractor to assess the issue and ensure your foundation is safe.

Most single-story homes don't have foundations strong enough to support a second story, but they can be reinforced for an addition. A structural engineer can assess your foundation and what needs to be done to get it ready. They'll look at any cracks or unevenness in your current foundation and consider any special framing or beams your home needs, especially if it’s in a high-wind or hurricane area.

“To support a second story, many structural engineers will require that you install additional concrete piers in the crawlspace,” says Tschudi. “This involves hand excavating, pouring a large concrete footing—usually with specially coated rebar—and then building concrete piers right up to the girders.”

Foundation settlement should be a concern if you notice it happening suddenly and years after construction, if the settlement results in signs of structural damage in your home, or if it happens after a flood, nearby sinkhole, or earthquake. Some signs of severe foundation settlement that should prompt you to call a repair specialist include sloping or uneven floors, large cracks in your foundation, moisture issues or pest infestation in your basement or crawl space, and an uneven roofline.

Generally, foundation cracks and repair are not covered by standard homeowners insurance policies. This type of damage is often considered normal wear and tear or a result of poor maintenance, which is the homeowner's responsibility. For example, damage caused by settling, shifting soil, or drainage issues is typically excluded.

However, there are exceptions. Coverage may apply if the foundation damage is a direct result of a covered peril, such as a house fire, a burst pipe, vandalism, or a vehicle accident. Coverage for natural disasters like earthquakes and floods often requires a separate, specific policy or add-on.