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S&H Finance Co

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S&H Finance Co

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13 years of experience

S&H Finance gives consumers a simple and transparent approach to consolidating high-interest credit card debt based on credit worthiness. 700+ FICO. Borrowers can apply for a free quote and consultation with no harm to credit and we match them profile for a personal loan with no upfront fees, giving them a fixed interest rate, and loan amounts ranging from $20,000-$300,000 with various repayment term ranging between two and seven years. Free Consultation! Free Quote and Pre Approval!

S&H Finance gives consumers a simple and transparent approach to consolidating high-interest credit card debt based on credit worthiness. 700+ FICO. Borrowers can apply for a free quote and consultation with no harm to credit and we match them profile for a personal loan with no upfront fees, giving them a fixed interest rate, and loan amounts ranging from $20,000-$300,000 with various repayment term ranging between two and seven years. Free Consultation! Free Quote and Pre Approval!




Avatar for MATT TEMPLETON - KELLER WILLIAMS REALTY

MATT TEMPLETON - KELLER WILLIAMS REALTY

4.87(
70
)

MATT TEMPLETON - KELLER WILLIAMS REALTY

4.87(
70
)
Customers say: True professional
Recommended by 95% of Angi customers
Recommended by 95% of HomeAdvisor customers

We strive to provide our real estate clients a higher level of service beyond what they would normally expect. We like being know as top real estate agents and excellent REALTORS. We work with buyers looking for homes for sale and sellers looking for the best marketing and customer service on their house listed. Call us for a free consultation. You won't want to pass up hearing about our services before choosing a real estate professional for helping you sell your home or find a home. Buyers can search on our website http://www.searchhomesabq.com. Keller Williams Realty Reception: 505-271-8200, Ask for Matt.

"I couldn't recommend Andrew any more. My fiancé and I came to Andrew looking to buy our new home and he was 100% responsive and helpful from the get-go. As fate would have it, we found the home we had been searching for while Andrew happened to be at a work conference out-of-town. We had a momentary worry that he would be unavailable to help us make an offer since he was gone, but we were very wrong. Andrew jumped right to it and got everything done for us remotely within a couple of hours. He is a truly hard working and kind man that saw this process through until the very end. I can't imagine a scenario in which you'd regret bringing Andrew on board. Thanks Andrew!"

Robert D on April 2020

We strive to provide our real estate clients a higher level of service beyond what they would normally expect. We like being know as top real estate agents and excellent REALTORS. We work with buyers looking for homes for sale and sellers looking for the best marketing and customer service on their house listed. Call us for a free consultation. You won't want to pass up hearing about our services before choosing a real estate professional for helping you sell your home or find a home. Buyers can search on our website http://www.searchhomesabq.com. Keller Williams Realty Reception: 505-271-8200, Ask for Matt.

"I couldn't recommend Andrew any more. My fiancé and I came to Andrew looking to buy our new home and he was 100% responsive and helpful from the get-go. As fate would have it, we found the home we had been searching for while Andrew happened to be at a work conference out-of-town. We had a momentary worry that he would be unavailable to help us make an offer since he was gone, but we were very wrong. Andrew jumped right to it and got everything done for us remotely within a couple of hours. He is a truly hard working and kind man that saw this process through until the very end. I can't imagine a scenario in which you'd regret bringing Andrew on board. Thanks Andrew!"

Robert D on April 2020

Property Appraiser questions, answered by experts

You can be present during a home appraisal, but it’s best to stay out of the appraiser’s way. Make yourself available, but don’t engage or interrupt, and don’t discuss value or your target sales price. If possible, have your agent present in the house instead of being present yourself.

Property condition, comparables, market trends, and location influence appraisal.

The differences between market value and appraised value depend on the local market, so they can match, or either one can be higher than the other. In a “seller’s market,” where there is an abundance of buyers, market value will likely sit higher than the appraised value because there’s more demand for the low inventory of homes. In a “buyer’s market,” where there are more homes than there are buyers, the market value is more likely to sit below the appraised value to entice buyers.

In short, yes, a pond can add to your home’s value. However, whether it adds value will depend on the condition and aesthetic of your pond. Having this feature already built into a yard’s home can be appealing to homebuyers who value its aesthetic and would prefer not to build it themselves. But if it is not kept in good condition, it could turn buyers away.

While a finished basement adds value to your home, it is assigned a different value than space on the main floors. An appraiser will assess the square footage of a finished basement at about 50% to 60% of the value of the square footage for the rest of your home. Appraisal value for a finished basement depends on your location’s real estate market and the specifics of the basement and how it was finished. 

The Arenas Valley, NM homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.