Get matched with top roofers in Hope, NJ

More and more insurance companies are writing torch down applications out of their liability insurance for contractors. If torch down is covered, they generally require a worker to stay on site for two hours after the last flame is extinguished.

For this reason, cold application modified bitumen—also known as “peel and stick”—is becoming more popular, and torch down is decreasing in popularity. Modified bitumen is taking its place, as it uses both hot and cold applications.

Roofing estimates and inspections are not the same thing. Roofing inspections (whether done with a drone or by the traditional method) help you find any damage or defects on a roof. You will pay a set fee for a roofing inspection and use it to get certification or to determine whether repair or replacement is necessary. Beware of unsolicited contractors coming to your home and offering a so-called free roof inspection—these are often scams.

Roofing estimates, on the other hand, are typically free and offered by a roofing company hoping to earn your business. Some roofing estimates are performed with drones, while other companies will still opt to send people up onto the roof. Either way, the estimate is for roof repair or replacement costs the company wants you to hire them for.

A roof replacement can take anywhere from one to 14 days. For most homes, a full replacement that includes tearing off old materials takes about one to two days, though the average project can last up to 12 days. The exact timeline depends on several factors, including the roof's size and complexity, the type of roofing material, the crew size, and weather conditions. Certain materials take longer to install; for example, metal roofs can take seven to 14 days because the material is more difficult to work with than asphalt shingles, wood, or tile. A re-roofing project, where new shingles are installed over old ones, can take half the time or less. It's also important to factor in the time needed to obtain necessary permits. A professional roofing contractor will typically complete the job faster than a DIY approach.

Homeowners insurance does not usually cover roof soft spot repair. Since this damage is usually caused by wear and tear and often found on aging roofs, your insurance claim will likely be rejected. If a soft spot develops due to damage from a storm, repairs may be covered, but in general, expect to pay out of pocket for soft spot repairs.