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Yes, mulch can attract pests. Spiders, centipedes, and ants are some common pests that are attracted to mulch. You can avoid infestation by laying your bags of mulch in the heat for a few hours or by using an inorganic mulch, as it’s less attractive to pests.

A standard homeowners insurance policy will often cover raccoon damage in an attic, on a roof, or in other areas of a home’s structure. If you have raccoons removed and discover structural damage, file a claim. However, homeowners insurance typically won’t cover the repair or replacement of personal items that you may have stored in an attic.

Male carpenter bees actually don't have a stinger, but they will hover around areas as a defense mechanism to deter intruders. However, females can sting but are not typically aggressive and tend to only sting when threatened or provoked. They are less active at night, so you are less likely to encounter them because they tend to rest at night.

Skunks like to forage for grubs in the soil, like worms and insects, but they are also tempted by trash and pet food bowls, so keeping these items out of sight may help keep skunks away. Skunks also like to set up a den in dark places, such as a crawl space or outbuilding.