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Sometimes, your insurance policy may cover leaking toilet repair. However, home insurance policies typically do not cover any plumbing problems. They do cover water damage caused by a busted pipe or a major leak. Some insurance companies also have riders that expand your initial coverage to include plumbing items. Talk to your agent for more information.

A standard toilet flange should fit snugly into the outflow pipe and sit level with the subfloor. Installing a new one without first removing the old one will make it impossible to form a seal and keep the toilet bowl bolted securely in place. 

However, if you’re dealing with leakage or wobbling because you’ve installed a new type of bathroom tile (making the floor taller), you may be able to avoid fully replacing the flange by opting for a toilet flange extender. Extenders typically come in kits for easy DIY installation, fit over the existing flange, and bring the drain connection higher.

This rumbling noise after flushing may sound like a hammer or knocking inside the walls. When you flush, it opens a valve so additional water can come in. However, if the valve malfunctions, then this rush of water has nowhere to go, which makes all the excess water hit your pipes and create a loud hammering sound.

If you’ve accessed the bolts and nuts that hold your toilet seat in place and can’t unscrew them, it’s possible that they were overtightened or that the material corroded over time, making it impossible to unscrew. If that’s the case, you can either call in a plumber for help, or you can DIY a solution if you’re careful. Lay down masking tape around the mounting bracket and then use the tape as a surface to lay a hack saw blade. Move slowly to cut through the bracket and bolt, being careful not to damage the porcelain in the process.