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Whether your homeowners insurance covers a pool leak depends on your specific policy, so it's essential to check your policy documents before taking on any repairs. Typically, leaks caused by a covered event, such as a fallen tree branch or a fire, may be covered. However, leaks resulting from general wear and tear or poor maintenance are usually not. It is also a good practice to review your homeowners insurance policy before installing a pool to fully understand your personal liability and coverage.

When you’re winterizing your pool, you need to drain some of the water to prevent cracking and warping from ice. Nonetheless, you should never drain all of the water. Ideally, you’ll lower the water level to anywhere from four to six inches below the skimmer. This will protect the structural integrity of the walls, help prevent your pool liner from warping, and reduce damage from debris.

How often you should add water to your pool depends on how quickly the water evaporates. Keep an eye on your skimmer box, if you have one. Top up the water in your pool if you notice the water levels are lower than the bottom third of your skimmer. This helps prevent damage to your pump. 

Replace all the water in your pool every five to seven years, depending on how often you use your pool, the weather, and whether or not you close your pool for the winter.

The process involves selecting a site, preparing the ground, setting up a supportive frame, and securely installing the liner and water filtration system.