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Fencing questions, answered by experts

Rust, bent panels, loose posts, and broken welds often require repair.

A setback is an area of space between your fence and the property line, meaning you build a fence a few inches before your neighbor’s property begins. You can build your fence on a setback—some communities recommend this—but this means a sliver of your property will be on your neighbor’s side of your fence.

Yes, in many cases, homeowners insurance covers the cost to repair or replace a fence. Home insurance policies typically protect your home and other structures on your property, which often includes fences. If the fence is damaged by a covered event, such as a storm, fire, or vandalism, your insurer may cover some or all of the cost. However, coverage does not extend to damage caused by natural wear and tear, owner negligence, insufficient maintenance, or improper installation.

If you’re part of a homeowners association (HOA), you’ll need to speak with them regarding your fence repairs prior to starting work. Sometimes, you’ll need HOA approval to start repairs and ensure that the completed project meets their standards. In other cases, direct approval might not be required to start the project. Speaking with your HOA first will help avoid any unnecessary fines and headaches.

Deer can crawl under a fence if it has a gap of around 6 inches or more. Make sure to close all gaps at the bottom of your fence to keep deer out, and the bottom of the material should be tightly secured, or the deer will push right through it. As an added benefit, closing shorter gaps at the bottom of a fence can also keep rabbits out of your yard.

The Indianola, NE homeowners’ guide to fencing services

From average costs to expert advice, get all the answers you need to get your job done.