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It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.

Roof rats are relatively small rodents that typically measure around six to eight inches in length (excluding their long, scaly tails that are often longer than their bodies). They have sleek black or brown fur, pointed snouts, and large ears. In general, they are typically smaller and darker in color than common brown rats.

Spraying for mosquitos is better than fogging. A mosquito barrier spray is designed to linger on surfaces and kill mosquitos for up to three weeks, and repeated visits from your pest control pro can keep mosquitos out of your yard all season long. Fogging is a short-term fix that only works for about 72 hours and doesn't kill mosquito larvae or eggs. If you’re concerned about the environment, a natural mosquito repellant may be better than either fogging or spraying.

To clean a trash can with maggots, combine chlorine bleach and hot water in a 1-to-1 ratio and pour about half a gallon of the solution into the bottom of your garbage can. Just make sure there aren’t holes in the can before doing so. Close the lid, and let the fumes go to work to kill the maggots. Rinse the can with a hose outside. Consider finishing up with a bleach disinfectant and a scrub brush before letting the can dry completely. You can also consider hiring an exterminator near you for a quick, easy solution to maggots in your garbage cans.