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A retaining wall can only function as a fence if it’s high enough on all sides to prevent someone from accidentally falling into the pool. However, most retaining walls retain dirt, which means their purpose is not related to safety. There would need to be nothing on the other side of the wall for it to be considered a fence, but in that case, it wouldn’t retain anything and would cease to be a retaining wall.  

You should always check your user's manual for the weight capacity of your pool enclosure. In most cases, it is not safe for someone to walk on their enclosure. Professional pool installers will have more experience in repairing enclosure roofs and how to scale them without risking injury.

If a pool enclosure will cut down on your to-do list and encourage you to throw more pool parties, then it is often worth the cost. They can cut down on monthly pool maintenance, extend your swimming season, and even make the poolscape safer. Some more permanent pool enclosures can even work in tandem with your heater to keep your pool warm. 

Most importantly, you should never cut corners when building a pool. Whether it’s an in-ground or aboveground, poorly constructed pools are dangerous to both the swimmers and your property. Leaks can even lead to home foundation damage. While you can DIY smaller elements of pool installation, always hire a contractor to oversee the process.