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Yes, you can fix a block foundation. It’s important to address the issue immediately and have a foundation repair professional understand the severity of the issue and determine the best course of action. If the wall collapses before the foundation is repaired, then you’ll have to reassess your entire foundation.

You can seal a concrete slab by cleaning the surface, filling in any cracks, etching the surface, applying a sealer, and letting it dry. Concrete slabs don't typically need sealing, but you can use a topical concrete sealer if you notice signs of water damage. If you haven't already fixed the cause of the leak, then you'll want to repair the plumbing before you seal a concrete slab.

If your building department catches you or a contractor doing foundation work without proper permits, they will likely put the work on hold until you secure the necessary permits, which can cause delays of days or even weeks. You can also face violation charges for construction without a permit, which can cost hundreds, depending on where you live.

Generally, foundation cracks and repair are not covered by standard homeowners insurance policies. This type of damage is often considered normal wear and tear or a result of poor maintenance, which is the homeowner's responsibility. For example, damage caused by settling, shifting soil, or drainage issues is typically excluded.

However, there are exceptions. Coverage may apply if the foundation damage is a direct result of a covered peril, such as a house fire, a burst pipe, vandalism, or a vehicle accident. Coverage for natural disasters like earthquakes and floods often requires a separate, specific policy or add-on.