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It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.

The best hornet repellent includes a variety of essential oils such as peppermint, clove, geranium, and lemongrass, all of which have a pungent smell that hornets can’t stand. 

Always begin by removing the gnat's source of food. Toss rotting fruit, place new fruit in the fridge, and switch the soil of your houseplants. 

The best way to get rid of gnats in the kitchen is by baiting and trapping them with something sweet. Combine water with a few drops of dish soap, apple cider vinegar, and 1 tablespoon of sugar into a bowl. Cover with plastic wrap and poke small holes to trap the gnat in the liquid.

Yes, rats will go near a sleeping human, especially if there is food or crumbs nearby. What’s worse, they may even bite humans while they are asleep. Common places for bites are exposed fingers, toes, hands, and faces. To minimize the risk of rats approaching you and your family members while they’re asleep, do not eat or leave accessible food packages in the bedroom.