Will a seismic shut-off valve save me money on earthquake insurance?

• <div><p>Depending on where you live, your insurance company may require you to have a seismic shut-off valve. It depends on local regulations along with the specific provider. If it’s not a requirement, many providers will offer a discount if you install an earthquake valve, which can save you 5% or more. Contact your provider to learn about potential savings for your plan. </p></div>

Top-rated earthquake retrofitting specialists.

Get matched with top earthquake retrofitting specialists in Saint Michael, ND

Q: How long does an earthquake retrofit take?

• <div><p>Projects will vary based on size and scope, but an average earthquake retrofit takes between <b>two weeks and two months</b>. This includes the initial evaluation and plan, bidding and contract paperwork, permitting and approval process, actual work, and final inspection. Your contractor should give you a more accurate time estimate for your specific project, and they may be able to estimate how long the permitting process will take for your area.</p></div>

Q: Why do I need earthquake retrofitting?

• <div><p>An earthquake retrofit is essential for safety in an earthquake-prone area. Without proper retrofitting, your home is at risk of sliding off the foundation, shifting, or collapsing.</p><p>You may also require a retrofit if your home was built before 1980 when building codes began requiring reinforcing, bracing, and bolting for new construction. You may not be eligible for insurance to help pay for earthquake-related damages without a retrofit.</p></div>

Q: Are brick houses safer in an earthquake?

• <div><p>According to the <a href="https://www.earthquakecountry.org/step4/urmwalls/#:~:text=Houses%20built%20of%20unreinforced%20masonry,and%20the%20roof%20is%20critical.">Earthquake Country Alliance</a>&mdash;a public and private alliance in California that works to improve earthquake and tsunami readiness&mdash;reports that unreinforced masonry, such as stone, bricks, and hollow clay tiles, is more susceptible to earthquake damage. The mortar between bricks isn&rsquo;t as stable as other building materials and methods.</p></div>

Q: How do I prevent future damage?

• <div><p>Ensure proper ventilation, fix leaks, and schedule regular pest inspections to protect your property.</p></div>

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Verified Reviews for Earthquake Retrofitting pros in Saint Michael, ND

*The Angi rating for Earthquake Retrofitting companies in Saint Michael, ND is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Earthquake Retrofitting needs.

*The HomeAdvisor rating for Earthquake Retrofitting companies in Saint Michael, ND is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Earthquake Retrofitting needs.

Last update on December 10, 2025

Reviewed in January 2025
I have used them for multiple jobs on multiple locations, they are amazing. They show up on time they get things right and I don’t have to call them back. I’ve had experience with other plumbers that I have to call back and they don’t respond. This one does it right the first time
DRAIN WIZARDS LLC
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Reviewed in December 2024
We recommend highly! Clear understanding of options, our final choices, and our place in their schedule of jobs. Wonderful crew was able to remove and replace shingles in one day. Our other job included replacing 4 windows and 2 glass patio doors. The 2-man team of Will and Mitch was...
Western Products
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Reviewed in July 2023
He did a very cheap price and did it very well. The
Vu Nguyen's Landscaping
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Reviewed in June 2022
Ramon, Johnny and Tyrus did a very good job installing drain tile and sump pump in our basement. They were very friendly and communicated very well throughout the project. They left the worksite very clean when they left. Would not hesitate to use them again.
Groundworks
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Reviewed in January 2022
Daryl, Johnny and the rest of the crew were great. Arrived on time every morning and when they finished for the day the work site was cleaned. They even skimmed to pool to make sure there was no debris . The project took 3 1/2 days and we couldn't be happier.
In Ex Designs, LLC
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Reviewed in April 2021
They did an excellent job and aera was cleaned up after the job was completed.
American Waterworks
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Reviewed in May 2019
It went smoothly and they were very professional.
Mitchell Management
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Reviewed in January 2013
After our hail damage, we called D & M. Our estimate was done timely and very thoroughly by a knowledgable and experienced estimator.. We asked them to do the work, but due to our own problems (doctors and hospital), the work had to wait. We were happy they could get the work done before cold...
D & M ROOFING & SIDING CO
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Reviewed in August 2012
They were here and did what they were supposed to do. I could not be happier!
B & K ELECTRIC
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Earthquake Retrofitting questions, answered by experts

Projects will vary based on size and scope, but an average earthquake retrofit takes between two weeks and two months. This includes the initial evaluation and plan, bidding and contract paperwork, permitting and approval process, actual work, and final inspection. Your contractor should give you a more accurate time estimate for your specific project, and they may be able to estimate how long the permitting process will take for your area.

An earthquake retrofit is essential for safety in an earthquake-prone area. Without proper retrofitting, your home is at risk of sliding off the foundation, shifting, or collapsing.

You may also require a retrofit if your home was built before 1980 when building codes began requiring reinforcing, bracing, and bolting for new construction. You may not be eligible for insurance to help pay for earthquake-related damages without a retrofit.

Depending on where you live, your insurance company may require you to have a seismic shut-off valve. It depends on local regulations along with the specific provider. If it’s not a requirement, many providers will offer a discount if you install an earthquake valve, which can save you 5% or more. Contact your provider to learn about potential savings for your plan.

According to the Earthquake Country Alliance—a public and private alliance in California that works to improve earthquake and tsunami readiness—reports that unreinforced masonry, such as stone, bricks, and hollow clay tiles, is more susceptible to earthquake damage. The mortar between bricks isn’t as stable as other building materials and methods.

Ensure proper ventilation, fix leaks, and schedule regular pest inspections to protect your property.

The Saint Michael, ND homeowners’ guide to earthquake retrofitting services

From average costs to expert advice, get all the answers you need to get your job done.

See all articles

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Oct 22, 2025Oct 22, 2025
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If you live near a fault line, your home may need an earthquake retrofit. Find out what you need to know about the process, from costs to who you should hire.