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Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered hazardous, which increases your home's liability risk. The replacement cost of the pool itself is also factored into your home's rebuilding cost when determining coverage limits. The amount of the increase can vary from as little as $50 to several hundred dollars more per year, depending on your insurance company, location, current coverage, and installed safety features. It is best to contact your insurance agent before installing a pool to get an estimate, understand their specific guidelines, and factor the ongoing cost into your budget.

Yes, too much chlorine can make your pool cloudy, especially after you have recently shocked it. However, low chlorine levels are a more common cause of cloudy water. An imbalance in pH or an excess of any chemical can also lead to cloudiness. To determine the specific cause, you should test your pool water to check the levels of chlorine, pH, and other chemicals. Regular maintenance is essential for keeping your pool clean and clear.

Concrete pools have the longest life span. As long as you properly maintain your concrete pool, you can expect it to last 50 to 100 years. That said, you will need to resurface your concrete pool as it ages. Fiberglass is durable, but fiberglass pools generally only last around 25 to 30 years. That said, some high-end fiberglass pools can last more than 50 years if they’re well-maintained.

You can have an automatic pool cover with a saltwater pool, but it’s important to know that the small levels of salt in your pool can eventually corrode the metal parts of the pool cover. This means you’ll have to keep your unit clean, especially the reels, pulleys, and tracks. As with any other pool cover, test your chlorine levels weekly and keep them on the lower end of the threshold.